Mountain Valley Bank (FDIC #17411): Bank Stress & Real-Estate Credit Exposure
Mountain Valley Bank (FDIC Cert #17411): bank stress 70/100, elevated, STABLE over 7 days; parent PLATTE VALLEY FINL SERVICE COMPANIES.
Mountain Valley Bank (#17411) lends in 5 counties across 1 state; Mountain Valley Bank (#17411) reaches 77 ZIP codes: Colorado 5 counties, 77 ZIPs.
Mountain Valley Bank (#17411) largest markets: Weld County, CO (43 branches, 43 ZIPs) (#17411), Larimer County, CO (24 branches, 24 ZIPs) (#17411), Routt County, CO (33 branches, 11 ZIPs) (#17411), Jackson County, CO (4 branches, 4 ZIPs) (#17411), Rio Blanco County, CO (4 branches, 4 ZIPs) (#17411).
Mountain Valley Bank (#17411) reports $556.5 million in total assets; Mountain Valley Bank (#17411) equity $59.0 million (10.6% of Mountain Valley Bank (#17411) assets); Mountain Valley Bank (#17411) domestic deposits $445.4 million; Mountain Valley Bank (#17411) net income $2.5 million; Mountain Valley Bank (#17411) return on assets 0.91%; Mountain Valley Bank (#17411) return on equity 8.72%; Mountain Valley Bank (#17411) net interest income $10.0 million; Mountain Valley Bank (#17411) call report June 30, 2026.
Mountain Valley Bank (#17411) noncurrent real-estate loans: none reported; Mountain Valley Bank (#17411) net charge-offs on real estate 0.24%; Mountain Valley Bank (#17411) residential charge-offs 0.29%.
Mountain Valley Bank (#17411) net interest margin 3.80% against an eight-quarter Mountain Valley Bank (#17411) average of 3.43% (Mountain Valley Bank (#17411) compression -0.36 points); Mountain Valley Bank (#17411) non-residential real estate 29.1% of equity; Mountain Valley Bank (#17411) rate-exposure score 40/100, Mountain Valley Bank (#17411) fixed-rate trap 40/100; Mountain Valley Bank (#17411) risk type credit driven; Mountain Valley Bank (#17411) rate regime rates elevated, Mountain Valley Bank (#17411) snapshot October 19, 2026.
Mountain Valley Bank (#17411) stress score moved from 67.9 on June 21, 2026 to 70.3 on October 19, 2026; Mountain Valley Bank (#17411) ranged 67.9 to 70.3 over 117 snapshots.
Mountain Valley Bank (#17411) alerts: 5 counties; top Mountain Valley Bank (#17411) alert scores: Fort Collins County, CO 23 (low); Greeley County, CO 23 (low); Meeker County, CO 23 (low); Steamboat Springs County, CO 23 (low); Walden County, CO 23 (low).