Keystone Savings Bank (FDIC #17993): Bank Stress & Real-Estate Credit Exposure
Keystone Savings Bank (FDIC Cert #17993): bank stress 79/100, severe, STABLE over 7 days; parent KEYSTONE COMMUNITY BCORP.
Keystone Savings Bank (#17993) lends in 4 counties across 1 state; Keystone Savings Bank (#17993) reaches 106 ZIP codes: Iowa 4 counties, 106 ZIPs.
Keystone Savings Bank (#17993) largest markets: Polk County, IA (42 branches, 42 ZIPs) (#17993), Linn County, IA (30 branches, 30 ZIPs) (#17993), Benton County, IA (24 branches, 24 ZIPs) (#17993), Iowa County, IA (42 branches, 21 ZIPs) (#17993).
Keystone Savings Bank (#17993) reports $200.8 million in total assets; Keystone Savings Bank (#17993) equity $20.9 million (10.4% of Keystone Savings Bank (#17993) assets); Keystone Savings Bank (#17993) domestic deposits $168.7 million; Keystone Savings Bank (#17993) net income $501,000; Keystone Savings Bank (#17993) return on assets 0.50%; Keystone Savings Bank (#17993) return on equity 4.79%; Keystone Savings Bank (#17993) net interest income $3.3 million; Keystone Savings Bank (#17993) call report June 30, 2026.
Keystone Savings Bank (#17993) noncurrent real-estate loans: none reported; Keystone Savings Bank (#17993) net charge-offs on real estate 0.02%; Keystone Savings Bank (#17993) residential charge-offs 0.03%.
Keystone Savings Bank (#17993) net interest margin 3.41% against an eight-quarter Keystone Savings Bank (#17993) average of 3.35% (Keystone Savings Bank (#17993) compression -0.07 points); Keystone Savings Bank (#17993) non-residential real estate 3.3% of equity; Keystone Savings Bank (#17993) rate-exposure score 40/100, Keystone Savings Bank (#17993) fixed-rate trap 40/100; Keystone Savings Bank (#17993) risk type credit driven; Keystone Savings Bank (#17993) rate regime rates elevated, Keystone Savings Bank (#17993) snapshot October 19, 2026.
Keystone Savings Bank (#17993) stress score moved from 82.3 on June 22, 2026 to 79.1 on October 20, 2026; Keystone Savings Bank (#17993) ranged 79.1 to 82.3 over 117 snapshots.
Keystone Savings Bank (#17993) alerts: 4 counties; top Keystone Savings Bank (#17993) alert scores: Center Point County, IA 25 (low); Keystone County, IA 25 (low); Pleasant Hill County, IA 25 (low); Victor County, IA 25 (low).