Alliant Bank (FDIC #1946): Bank Stress & Real-Estate Credit Exposure

Alliant Bank (FDIC Cert #1946): bank stress 73/100, elevated, STABLE over 7 days; parent NEMO BANCSHARES INC.

Alliant Bank (#1946) lends in 4 counties across 1 state; Alliant Bank (#1946) reaches 47 ZIP codes: Missouri 4 counties, 47 ZIPs.

Alliant Bank (#1946) largest markets: Monroe County, MO (32 branches, 16 ZIPs) (#1946), Cooper County, MO (28 branches, 14 ZIPs) (#1946), Randolph County, MO (12 branches, 12 ZIPs) (#1946), Adair County, MO (9 branches, 9 ZIPs) (#1946).

Alliant Bank (#1946) reports $256.4 million in total assets; Alliant Bank (#1946) equity $22.9 million (8.9% of Alliant Bank (#1946) assets); Alliant Bank (#1946) domestic deposits $232.1 million; Alliant Bank (#1946) net income $1.4 million; Alliant Bank (#1946) return on assets 1.07%; Alliant Bank (#1946) return on equity 12.58%; Alliant Bank (#1946) net interest income $5.5 million; Alliant Bank (#1946) call report June 30, 2026.

Alliant Bank (#1946) noncurrent real-estate loans 0.01% of its book; Alliant Bank (#1946) residential 0.03%; Alliant Bank (#1946) net charge-offs on real estate 0.00%.

Alliant Bank (#1946) net interest margin 4.59% against an eight-quarter Alliant Bank (#1946) average of 4.40% (Alliant Bank (#1946) compression -0.19 points); Alliant Bank (#1946) real-estate loans 0.8% of equity; Alliant Bank (#1946) rate-exposure score 40/100, Alliant Bank (#1946) fixed-rate trap 40/100; Alliant Bank (#1946) risk type credit driven; Alliant Bank (#1946) rate regime rates elevated, Alliant Bank (#1946) snapshot October 19, 2026.

Alliant Bank (#1946) stress score moved from 74.1 on June 22, 2026 to 72.8 on October 19, 2026; Alliant Bank (#1946) ranged 72.8 to 74.1 over 116 snapshots.

Alliant Bank (#1946) alerts: 4 counties; top Alliant Bank (#1946) alert scores: Kirksville County, MO 23 (low); Moberly County, MO 23 (low); Monroe City County, MO 23 (low); Pilot Grove County, MO 23 (low).