Consumers National Bank (FDIC #19482): Bank Stress & Real-Estate Credit Exposure
Consumers National Bank (FDIC Cert #19482): bank stress 82/100, severe, STABLE over 7 days; parent CONSUMERS BCORP INC.
Consumers National Bank (#19482) lends in 5 counties across 1 state; Consumers National Bank (#19482) reaches 137 ZIP codes: Ohio 5 counties, 137 ZIPs.
Consumers National Bank (#19482) largest markets: Stark County, OH (430 branches, 43 ZIPs) (#19482), Summit County, OH (86 branches, 43 ZIPs) (#19482), Columbiana County, OH (140 branches, 28 ZIPs) (#19482), Jefferson County, OH (92 branches, 23 ZIPs) (#19482), Carroll County, OH (42 branches, 21 ZIPs) (#19482).
Consumers National Bank (#19482) reports $1.28 billion in total assets; Consumers National Bank (#19482) equity $89.9 million (7.0% of Consumers National Bank (#19482) assets); Consumers National Bank (#19482) domestic deposits $1.12 billion; Consumers National Bank (#19482) net income $5.9 million; Consumers National Bank (#19482) return on assets 0.95%; Consumers National Bank (#19482) return on equity 13.42%; Consumers National Bank (#19482) net interest income $20.3 million; Consumers National Bank (#19482) call report June 30, 2026.
Consumers National Bank (#19482) noncurrent real-estate loans: none reported; Consumers National Bank (#19482) net charge-offs on real estate 0.10%.
Consumers National Bank (#19482) net interest margin 3.50% against an eight-quarter Consumers National Bank (#19482) average of 3.34% (Consumers National Bank (#19482) compression -0.16 points); Consumers National Bank (#19482) rate-exposure score 40/100, Consumers National Bank (#19482) fixed-rate trap 40/100; Consumers National Bank (#19482) risk type credit driven; Consumers National Bank (#19482) rate regime rates elevated, Consumers National Bank (#19482) snapshot October 19, 2026.
Consumers National Bank (#19482) stress score moved from 80.8 on June 22, 2026 to 82.1 on October 19, 2026; Consumers National Bank (#19482) ranged 80.8 to 82.1 over 116 snapshots.
Consumers National Bank (#19482) alerts: 5 counties; top Consumers National Bank (#19482) alert scores: Malvern County, OH 28 (low); Mount Pleasant County, OH 28 (low); Uniontown County, OH 28 (low); Waynesburg County, OH 28 (low); Wellsville County, OH 28 (low).