Western Nebraska Bank (FDIC #1983): Bank Stress & Real-Estate Credit Exposure
Western Nebraska Bank (FDIC Cert #1983): bank stress 71/100, elevated, STABLE over 7 days; parent WNB HOLDINGS LLC.
Western Nebraska Bank (#1983) lends in 4 counties across 1 state; Western Nebraska Bank (#1983) reaches 34 ZIP codes: Nebraska 4 counties, 34 ZIPs.
Western Nebraska Bank (#1983) largest markets: Lincoln County, NE (14 branches, 14 ZIPs) (#1983), Frontier County, NE (13 branches, 13 ZIPs) (#1983), Keith County, NE (7 branches, 7 ZIPs) (#1983), Thomas County, NE (4 branches, 4 ZIPs) (#1983).
Western Nebraska Bank (#1983) reports $193.3 million in total assets; Western Nebraska Bank (#1983) equity $16.2 million (8.4% of Western Nebraska Bank (#1983) assets); Western Nebraska Bank (#1983) domestic deposits $163.7 million; Western Nebraska Bank (#1983) net income $1.2 million; Western Nebraska Bank (#1983) return on assets 1.28%; Western Nebraska Bank (#1983) return on equity 15.59%; Western Nebraska Bank (#1983) net interest income $3.9 million; Western Nebraska Bank (#1983) call report June 30, 2026.
Western Nebraska Bank (#1983) noncurrent real-estate loans: none reported; Western Nebraska Bank (#1983) net charge-offs on real estate 0.00%.
Western Nebraska Bank (#1983) net interest margin 4.45% against an eight-quarter Western Nebraska Bank (#1983) average of 4.00% (Western Nebraska Bank (#1983) compression -0.44 points); Western Nebraska Bank (#1983) rate-exposure score 40/100, Western Nebraska Bank (#1983) fixed-rate trap 40/100; Western Nebraska Bank (#1983) risk type credit driven; Western Nebraska Bank (#1983) rate regime rates elevated, Western Nebraska Bank (#1983) snapshot October 19, 2026.
Western Nebraska Bank (#1983) stress score moved from 73.4 on June 22, 2026 to 70.7 on October 20, 2026; Western Nebraska Bank (#1983) ranged 70.7 to 73.4 over 117 snapshots.
Western Nebraska Bank (#1983) alerts: 4 counties; top Western Nebraska Bank (#1983) alert scores: Curtis County, NE 24 (low); North Platte County, NE 24 (low); Paxton County, NE 24 (low); Thedford County, NE 24 (low).