Sovereign Bank (FDIC #25738): Bank Stress & Real-Estate Credit Exposure
Sovereign Bank (FDIC Cert #25738): bank stress 76/100, severe, STABLE over 7 days; parent SOVEREIGN BCORP INC.
Sovereign Bank (#25738) lends in 6 counties across 1 state; Sovereign Bank (#25738) reaches 121 ZIP codes: Oklahoma 6 counties, 121 ZIPs.
Sovereign Bank (#25738) largest markets: Oklahoma County, OK (165 branches, 55 ZIPs) (#25738), Comanche County, OK (19 branches, 19 ZIPs) (#25738), Washita County, OK (18 branches, 18 ZIPs) (#25738), Pottawatomie County, OK (17 branches, 17 ZIPs) (#25738), Hughes County, OK (10 branches, 10 ZIPs) (#25738), Greer County, OK (8 branches, 4 ZIPs) (#25738).
Sovereign Bank (#25738) reports $1.47 billion in total assets; Sovereign Bank (#25738) equity $156.8 million (10.6% of Sovereign Bank (#25738) assets); Sovereign Bank (#25738) domestic deposits $1.19 billion; Sovereign Bank (#25738) net income $4.5 million; Sovereign Bank (#25738) return on assets 0.63%; Sovereign Bank (#25738) return on equity 5.75%; Sovereign Bank (#25738) net interest income $27.9 million; Sovereign Bank (#25738) call report June 30, 2026.
Sovereign Bank (#25738) noncurrent real-estate loans: none reported; Sovereign Bank (#25738) net charge-offs on real estate 0.08%.
Sovereign Bank (#25738) net interest margin 4.22% against an eight-quarter Sovereign Bank (#25738) average of 4.31% (Sovereign Bank (#25738) compression 0.09 points); Sovereign Bank (#25738) rate-exposure score 40/100, Sovereign Bank (#25738) fixed-rate trap 40/100; Sovereign Bank (#25738) risk type credit driven; Sovereign Bank (#25738) rate regime rates elevated, Sovereign Bank (#25738) snapshot October 19, 2026.
Sovereign Bank (#25738) stress score moved from 71.8 on June 22, 2026 to 75.6 on October 19, 2026; Sovereign Bank (#25738) ranged 71.8 to 75.6 over 116 snapshots.
Sovereign Bank (#25738) alerts: 6 counties; top Sovereign Bank (#25738) alert scores: Canute County, OK 23 (low); Holdenville County, OK 23 (low); Lawton County, OK 23 (low); Mangum County, OK 23 (low); Oklahoma City County, OK 23 (low).