Capitol Federal Savings Bank (FDIC #27981): Bank Stress & Real-Estate Credit Exposure
Capitol Federal Savings Bank (FDIC Cert #27981): bank stress 72/100, elevated, STABLE over 7 days; parent CAPITOL FEDERAL FINANCIAL INC.
Capitol Federal Savings Bank (#27981) lends in 12 counties across 2 states; Capitol Federal Savings Bank (#27981) reaches 283 ZIP codes: Kansas 9 counties, 188 ZIPs; Missouri 3 counties, 95 ZIPs.
Capitol Federal Savings Bank (#27981) largest markets: Jackson County, MO (58 branches, 58 ZIPs) (#27981), Sedgwick County, KS (416 branches, 52 ZIPs) (#27981), Johnson County, KS (490 branches, 35 ZIPs) (#27981), Shawnee County, KS (290 branches, 29 ZIPs) (#27981), Clay County, MO (46 branches, 23 ZIPs) (#27981), Platte County, MO (20 branches, 20 ZIPs) (#27981).
Capitol Federal Savings Bank (#27981) reports $9.68 billion in total assets; Capitol Federal Savings Bank (#27981) equity $978.0 million (10.1% of Capitol Federal Savings Bank (#27981) assets); Capitol Federal Savings Bank (#27981) domestic deposits $6.92 billion; Capitol Federal Savings Bank (#27981) net income $43.9 million; Capitol Federal Savings Bank (#27981) return on assets 0.90%; Capitol Federal Savings Bank (#27981) return on equity 8.92%; Capitol Federal Savings Bank (#27981) net interest income $105.8 million; Capitol Federal Savings Bank (#27981) call report June 30, 2026.
Capitol Federal Savings Bank (#27981) noncurrent real-estate loans: none reported; Capitol Federal Savings Bank (#27981) net charge-offs on real estate 0.63%; Capitol Federal Savings Bank (#27981) multifamily charge-offs 0.30%; Capitol Federal Savings Bank (#27981) residential charge-offs 2.62%.
Capitol Federal Savings Bank (#27981) net interest margin 2.31% against an eight-quarter Capitol Federal Savings Bank (#27981) average of 2.02% (Capitol Federal Savings Bank (#27981) compression -0.29 points); Capitol Federal Savings Bank (#27981) real-estate loans 0.3% of equity; Capitol Federal Savings Bank (#27981) non-residential real estate 261.5% of equity; Capitol Federal Savings Bank (#27981) rate-exposure score 40/100, Capitol Federal Savings Bank (#27981) fixed-rate trap 40/100; Capitol Federal Savings Bank (#27981) risk type credit driven; Capitol Federal Savings Bank (#27981) rate regime rates elevated, Capitol Federal Savings Bank (#27981) snapshot October 20, 2026.
Capitol Federal Savings Bank (#27981) stress score moved from 72.5 on June 22, 2026 to 72.2 on October 20, 2026; Capitol Federal Savings Bank (#27981) ranged 72.2 to 72.5 over 117 snapshots.
Capitol Federal Savings Bank (#27981) alerts: 10 counties; top Capitol Federal Savings Bank (#27981) alert scores: Shawnee County, KS 41 (moderate); Wichita County, KS 29 (low); Andover County, KS 23 (low); Emporia County, KS 23 (low); Kansas City County, KS 23 (low).