Rg Bank A Savings&Loan Assn: Bank Stress & Real-Estate Credit Exposure

At 76/100, Rg Bank A Savings&Loan Assn's DLRadar bank-stress reading is severe; the institution is filed under FDIC Cert #28315. DLRadar builds the reading from the institution's federal call-report filings (capital, credit quality, earnings, real-estate exposure) and weights it by the markets it finances.

At the county level, Rg Bank A Savings&Loan Assn finances markets like Alamosa County, CO, Archuleta County, CO, Rio Grande County, CO — the specific places where its credit posture translates into local lending capacity. The recent trend is stable. Where the score is heading often matters more than where it sits, since tightening credit leads distress rather than follows it. The combination of a severe reading and a compact footprint is what makes Rg Bank A Savings&Loan Assn worth watching as a supply signal. Because Rg Bank A Savings&Loan Assn is rescored on each quarterly FDIC filing and graded on the identical model applied to every U.S. bank, its 76/100 reading stays current and directly comparable — a like-for-like number across 1 state and against any other institution. Rg Bank A Savings&Loan Assn's score blends four call-report dimensions — capital, credit quality, earnings and property-loan concentration — into one 0–100 number, weighted by lending footprint, which is why it reads as a market signal rather than a generic solvency grade. Its footprint is compact and single-state: 12 ZIP codes in 3 counties over 1 states. The deepest footprints are Colorado (3 counties). DLRadar does not model Rg Bank A Savings&Loan Assn in isolation: the 12-ZIP footprint is cross-referenced against foreclosure filings, tax-lien activity and ownership churn in each of those 3 counties, so a shift in the bank's severe posture can be read directly against on-the-ground distress.

The acquisition angle is simple — lending capacity is what moves deals. As Rg Bank A Savings&Loan Assn tightens across its markets, refinances fail, builders lose credit, and over-levered owners are pushed toward default and forced exit. That makes bank stress a forward indicator — it points to tomorrow's distressed supply, not yesterday's.

DLRadar scores every FDIC-insured bank this way and links each lender to parcel-level foreclosure, tax-lien and ownership signals in the markets it serves. The result is an early, auditable read on supply, every figure anchored to public data.