Northrim Bank (FDIC #33216): Bank Stress & Real-Estate Credit Exposure

Northrim Bank (FDIC Cert #33216): bank stress 46/100, moderate, STABLE over 7 days; parent NORTHRIM BCORP INC.

Northrim Bank (#33216) lends in 9 counties across 1 state; Northrim Bank (#33216) reaches 80 ZIP codes: Alaska 9 counties, 80 ZIPs.

Northrim Bank (#33216) largest markets: Anchorage County, AK (162 branches, 18 ZIPs) (#33216), Kenai Peninsula County, AK (30 branches, 15 ZIPs) (#33216), Nome County, AK (14 branches, 14 ZIPs) (#33216), Matanuska-Susitna County, AK (24 branches, 12 ZIPs) (#33216), Fairbanks North Star County, AK (22 branches, 11 ZIPs) (#33216), Kodiak Island County, AK (6 branches, 6 ZIPs) (#33216).

Northrim Bank (#33216) reports $3.40 billion in total assets; Northrim Bank (#33216) equity $385.5 million (11.4% of Northrim Bank (#33216) assets); Northrim Bank (#33216) domestic deposits $2.93 billion; Northrim Bank (#33216) net income $33.0 million; Northrim Bank (#33216) return on assets 1.98%; Northrim Bank (#33216) return on equity 17.64%; Northrim Bank (#33216) net interest income $86.3 million; Northrim Bank (#33216) call report June 30, 2026.

Northrim Bank (#33216) noncurrent real-estate loans 0.01% of its book; Northrim Bank (#33216) multifamily 0.09%; Northrim Bank (#33216) net charge-offs on real estate 0.80%; Northrim Bank (#33216) multifamily charge-offs 0.61%; Northrim Bank (#33216) residential charge-offs 1.09%.

Northrim Bank (#33216) net interest margin 5.59% against an eight-quarter Northrim Bank (#33216) average of 5.17% (Northrim Bank (#33216) compression -0.43 points); Northrim Bank (#33216) real-estate loans 0.8% of equity; Northrim Bank (#33216) non-residential real estate 108.9% of equity; Northrim Bank (#33216) rate-exposure score 40/100, Northrim Bank (#33216) fixed-rate trap 40/100; Northrim Bank (#33216) risk type credit driven; Northrim Bank (#33216) rate regime rates elevated, Northrim Bank (#33216) snapshot October 19, 2026.

Northrim Bank (#33216) stress score moved from 46.9 on June 22, 2026 to 46.3 on October 20, 2026; Northrim Bank (#33216) ranged 46.3 to 46.9 over 117 snapshots.

Northrim Bank (#33216) alerts: 9 counties; top Northrim Bank (#33216) alert scores: Juneau County, AK 33 (low); Sitka County, AK 33 (low); Nome County, AK 30 (low); Eagle River County, AK 19 (low); Fairbanks County, AK 19 (low).