Todays Bank (FDIC #33470): Bank Stress & Real-Estate Credit Exposure

Todays Bank (FDIC Cert #33470): bank stress 83/100, severe, STABLE over 7 days; parent MATHIAS BANCSHARES INC.

Todays Bank (#33470) lends in 5 counties across 1 state; Todays Bank (#33470) reaches 70 ZIP codes: Arkansas 5 counties, 70 ZIPs.

Todays Bank (#33470) largest markets: Benton County, AR (22 branches, 22 ZIPs) (#33470), Washington County, AR (60 branches, 20 ZIPs) (#33470), Sebastian County, AR (17 branches, 17 ZIPs) (#33470), Madison County, AR (26 branches, 13 ZIPs) (#33470), Crawford County, AR (44 branches, 11 ZIPs) (#33470).

Todays Bank (#33470) reports $351.0 million in total assets; Todays Bank (#33470) equity $27.4 million (7.8% of Todays Bank (#33470) assets); Todays Bank (#33470) domestic deposits $294.6 million; Todays Bank (#33470) net income $1.3 million; Todays Bank (#33470) return on assets 0.75%; Todays Bank (#33470) return on equity 9.75%; Todays Bank (#33470) net interest income $6.3 million; Todays Bank (#33470) call report June 30, 2026.

Todays Bank (#33470) noncurrent real-estate loans: none reported; Todays Bank (#33470) net charge-offs on real estate 0.58%.

Todays Bank (#33470) net interest margin 3.86% against an eight-quarter Todays Bank (#33470) average of 3.63% (Todays Bank (#33470) compression -0.23 points); Todays Bank (#33470) rate-exposure score 40/100, Todays Bank (#33470) fixed-rate trap 40/100; Todays Bank (#33470) risk type credit driven; Todays Bank (#33470) rate regime rates elevated, Todays Bank (#33470) snapshot October 19, 2026.

Todays Bank (#33470) stress score moved from 82.7 on June 22, 2026 to 83.3 on October 20, 2026; Todays Bank (#33470) ranged 82.7 to 83.3 over 117 snapshots.

Todays Bank (#33470) alerts: 5 counties; top Todays Bank (#33470) alert scores: Van Buren County, AR 41 (moderate); Huntsville County, AR 26 (low); Mansfield County, AR 26 (low); Pea Ridge County, AR 26 (low); Springdale County, AR 26 (low).