Regent Bank (FDIC #4160): Bank Stress & Real-Estate Credit Exposure
Regent Bank (FDIC Cert #4160): bank stress 74/100, elevated, STABLE over 7 days; parent REGENT CAPITAL CORP.
Regent Bank (#4160) lends in 4 counties across 2 states; Regent Bank (#4160) reaches 128 ZIP codes: Oklahoma 3 counties, 105 ZIPs; Missouri 1 county, 23 ZIPs.
Regent Bank (#4160) largest markets: Oklahoma County, OK (110 branches, 55 ZIPs) (#4160), Tulsa County, OK (86 branches, 43 ZIPs) (#4160), Greene County, MO (23 branches, 23 ZIPs) (#4160), Nowata County, OK (14 branches, 7 ZIPs) (#4160).
Regent Bank (#4160) reports $2.24 billion in total assets; Regent Bank (#4160) equity $210.9 million (9.4% of Regent Bank (#4160) assets); Regent Bank (#4160) domestic deposits $1.94 billion; Regent Bank (#4160) net income $9.8 million; Regent Bank (#4160) return on assets 0.94%; Regent Bank (#4160) return on equity 9.65%; Regent Bank (#4160) net interest income $43.3 million; Regent Bank (#4160) call report June 30, 2026.
Regent Bank (#4160) noncurrent real-estate loans 0.06% of its book; Regent Bank (#4160) residential 0.13%; Regent Bank (#4160) net charge-offs on real estate 2.52%; Regent Bank (#4160) residential charge-offs 4.09%.
Regent Bank (#4160) net interest margin 4.38% against an eight-quarter Regent Bank (#4160) average of 3.96% (Regent Bank (#4160) compression -0.42 points); Regent Bank (#4160) real-estate loans 5.8% of equity; Regent Bank (#4160) non-residential real estate 408.8% of equity; Regent Bank (#4160) rate-exposure score 40/100, Regent Bank (#4160) fixed-rate trap 40/100; Regent Bank (#4160) risk type credit driven; Regent Bank (#4160) rate regime rates elevated, Regent Bank (#4160) snapshot October 20, 2026.
Regent Bank (#4160) stress score moved from 75.5 on June 22, 2026 to 73.8 on October 20, 2026; Regent Bank (#4160) ranged 73.8 to 75.5 over 117 snapshots.
Regent Bank (#4160) alerts: 4 counties; top Regent Bank (#4160) alert scores: Nowata County, OK 52 (elevated); Tulsa County, OK 40 (moderate); Oklahoma City County, OK 23 (low); Springfield County, OK 23 (low).