Sjn Bank Of Kansas (FDIC #4766): Bank Stress & Real-Estate Credit Exposure
Sjn Bank Of Kansas (FDIC Cert #4766): bank stress 75/100, severe, STABLE over 7 days; parent SJN BANC CO.
Sjn Bank Of Kansas (#4766) lends in 5 counties across 1 state; Sjn Bank Of Kansas (#4766) reaches 48 ZIP codes: Kansas 5 counties, 48 ZIPs.
Sjn Bank Of Kansas (#4766) largest markets: Marion County, KS (38 branches, 19 ZIPs) (#4766), Rush County, KS (10 branches, 10 ZIPs) (#4766), Pawnee County, KS (9 branches, 9 ZIPs) (#4766), Stafford County, KS (27 branches, 9 ZIPs) (#4766), Kiowa County, KS (7 branches, 7 ZIPs) (#4766).
Sjn Bank Of Kansas (#4766) reports $302.9 million in total assets; Sjn Bank Of Kansas (#4766) equity $27.6 million (9.1% of Sjn Bank Of Kansas (#4766) assets); Sjn Bank Of Kansas (#4766) domestic deposits $259.6 million; Sjn Bank Of Kansas (#4766) net income $1.4 million; Sjn Bank Of Kansas (#4766) return on assets 0.91%; Sjn Bank Of Kansas (#4766) return on equity 10.34%; Sjn Bank Of Kansas (#4766) net interest income $6.3 million; Sjn Bank Of Kansas (#4766) call report June 30, 2026.
Sjn Bank Of Kansas (#4766) noncurrent real-estate loans 0.32% of its book; Sjn Bank Of Kansas (#4766) residential -0.01%; Sjn Bank Of Kansas (#4766) net charge-offs on real estate 0.00%.
Sjn Bank Of Kansas (#4766) net interest margin 4.43% against an eight-quarter Sjn Bank Of Kansas (#4766) average of 4.04% (Sjn Bank Of Kansas (#4766) compression -0.38 points); Sjn Bank Of Kansas (#4766) real-estate loans 31.8% of equity; Sjn Bank Of Kansas (#4766) rate-exposure score 40/100, Sjn Bank Of Kansas (#4766) fixed-rate trap 40/100; Sjn Bank Of Kansas (#4766) risk type credit driven; Sjn Bank Of Kansas (#4766) rate regime rates elevated, Sjn Bank Of Kansas (#4766) snapshot October 19, 2026.
Sjn Bank Of Kansas (#4766) stress score moved from 84.3 on June 22, 2026 to 75.5 on October 19, 2026; Sjn Bank Of Kansas (#4766) ranged 75.5 to 84.3 over 116 snapshots.
Sjn Bank Of Kansas (#4766) alerts: 5 counties; top Sjn Bank Of Kansas (#4766) alert scores: Burdett County, KS 24 (low); Greensburg County, KS 24 (low); La Crosse County, KS 24 (low); Saint John County, KS 24 (low); Tampa County, KS 24 (low).