First Community Bank (FDIC #5384): Bank Stress & Real-Estate Credit Exposure

First Community Bank (FDIC Cert #5384): bank stress 71/100, elevated, STABLE over 7 days; parent FIRST BEEMER CORP.

First Community Bank (#5384) lends in 3 counties across 1 state; First Community Bank (#5384) reaches 29 ZIP codes: Nebraska 3 counties, 29 ZIPs.

First Community Bank (#5384) largest markets: Dodge County, NE (14 branches, 14 ZIPs) (#5384), Cuming County, NE (22 branches, 11 ZIPs) (#5384), Dakota County, NE (8 branches, 8 ZIPs) (#5384).

First Community Bank (#5384) reports $342.3 million in total assets; First Community Bank (#5384) equity $33.6 million (9.8% of First Community Bank (#5384) assets); First Community Bank (#5384) domestic deposits $300.2 million; First Community Bank (#5384) net income $1.7 million; First Community Bank (#5384) return on assets 0.99%; First Community Bank (#5384) return on equity 10.13%; First Community Bank (#5384) net interest income $5.6 million; First Community Bank (#5384) call report June 30, 2026.

First Community Bank (#5384) noncurrent real-estate loans: none reported; First Community Bank (#5384) net charge-offs on real estate 0.63%.

First Community Bank (#5384) net interest margin 3.68% against an eight-quarter First Community Bank (#5384) average of 3.48% (First Community Bank (#5384) compression -0.20 points); First Community Bank (#5384) rate-exposure score 40/100, First Community Bank (#5384) fixed-rate trap 40/100; First Community Bank (#5384) risk type credit driven; First Community Bank (#5384) rate regime rates elevated, First Community Bank (#5384) snapshot October 20, 2026.

First Community Bank (#5384) stress score moved from 71 on June 22, 2026 to 71.4 on October 20, 2026; First Community Bank (#5384) ranged 71 to 71.4 over 117 snapshots.

First Community Bank (#5384) alerts: 3 counties; top First Community Bank (#5384) alert scores: Beemer County, NE 23 (low); Fremont County, NE 23 (low); Homer County, NE 23 (low).