Kingston National Bank (FDIC #6616): Bank Stress & Real-Estate Credit Exposure
Kingston National Bank (FDIC Cert #6616): bank stress 82/100, severe, STABLE over 7 days; parent KINGSTON BANCSHARES INC.
Kingston National Bank (#6616) lends in 3 counties across 1 state; Kingston National Bank (#6616) reaches 43 ZIP codes: Ohio 3 counties, 43 ZIPs.
Kingston National Bank (#6616) largest markets: Fairfield County, OH (19 branches, 19 ZIPs) (#6616), Pickaway County, OH (34 branches, 17 ZIPs) (#6616), Ross County, OH (48 branches, 16 ZIPs) (#6616).
Kingston National Bank (#6616) reports $586.3 million in total assets; Kingston National Bank (#6616) equity $45.0 million (7.7% of Kingston National Bank (#6616) assets); Kingston National Bank (#6616) domestic deposits $536.2 million; Kingston National Bank (#6616) net income $2.5 million; Kingston National Bank (#6616) return on assets 0.84%; Kingston National Bank (#6616) return on equity 11.14%; Kingston National Bank (#6616) net interest income $9.2 million; Kingston National Bank (#6616) call report June 30, 2026.
Kingston National Bank (#6616) noncurrent real-estate loans: none reported; Kingston National Bank (#6616) net charge-offs on real estate 0.13%.
Kingston National Bank (#6616) net interest margin 3.35% against an eight-quarter Kingston National Bank (#6616) average of 3.01% (Kingston National Bank (#6616) compression -0.34 points); Kingston National Bank (#6616) rate-exposure score 40/100, Kingston National Bank (#6616) fixed-rate trap 40/100; Kingston National Bank (#6616) risk type credit driven; Kingston National Bank (#6616) rate regime rates elevated, Kingston National Bank (#6616) snapshot October 19, 2026.
Kingston National Bank (#6616) stress score moved from 80.5 on June 22, 2026 to 81.8 on October 19, 2026; Kingston National Bank (#6616) ranged 80.5 to 81.8 over 116 snapshots.
Kingston National Bank (#6616) alerts: 3 counties; top Kingston National Bank (#6616) alert scores: Amanda County, OH 27 (low); Circleville County, OH 27 (low); Kingston County, OH 27 (low).