I3 Bank (FDIC #8595): Bank Stress & Real-Estate Credit Exposure

I3 Bank (FDIC Cert #8595): bank stress 79/100, severe, STABLE over 7 days; parent BBIG HOLDINGS LLC.

I3 Bank (#8595) lends in 3 counties across 1 state; I3 Bank (#8595) reaches 95 ZIP codes: Nebraska 3 counties, 95 ZIPs.

I3 Bank (#8595) largest markets: Lancaster County, NE (44 branches, 44 ZIPs) (#8595), Douglas County, NE (111 branches, 37 ZIPs) (#8595), Saunders County, NE (18 branches, 18 ZIPs) (#8595).

I3 Bank (#8595) reports $225.5 million in total assets; I3 Bank (#8595) equity $18.3 million (8.1% of I3 Bank (#8595) assets); I3 Bank (#8595) domestic deposits $195.8 million; I3 Bank (#8595) net income $1.0 million; I3 Bank (#8595) return on assets 0.92%; I3 Bank (#8595) return on equity 11.39%; I3 Bank (#8595) net interest income $5.1 million; I3 Bank (#8595) call report June 30, 2026.

I3 Bank (#8595) noncurrent real-estate loans: none reported; I3 Bank (#8595) net charge-offs on real estate 0.35%.

I3 Bank (#8595) net interest margin 4.89% against an eight-quarter I3 Bank (#8595) average of 4.61% (I3 Bank (#8595) compression -0.28 points); I3 Bank (#8595) rate-exposure score 40/100, I3 Bank (#8595) fixed-rate trap 40/100; I3 Bank (#8595) risk type credit driven; I3 Bank (#8595) rate regime rates elevated, I3 Bank (#8595) snapshot October 20, 2026.

I3 Bank (#8595) stress score moved from 76.8 on June 22, 2026 to 78.8 on October 20, 2026; I3 Bank (#8595) ranged 76.8 to 78.8 over 117 snapshots.

I3 Bank (#8595) alerts: 3 counties; top I3 Bank (#8595) alert scores: Lincoln County, NE 47 (moderate); Ashland County, NE 26 (low); Omaha County, NE 26 (low).