Commercial Bank&Trust Co (FDIC #90): Bank Stress & Real-Estate Credit Exposure
Commercial Bank&Trust Co (FDIC Cert #90): bank stress 87/100, severe, STABLE over 7 days; parent DREW BANCSHARES INC.
Commercial Bank&Trust Co (#90) lends in 3 counties across 1 state; Commercial Bank&Trust Co (#90) reaches 20 ZIP codes: Arkansas 3 counties, 20 ZIPs.
Commercial Bank&Trust Co (#90) largest markets: Drew County, AR (36 branches, 9 ZIPs) (#90), Bradley County, AR (21 branches, 7 ZIPs) (#90), Calhoun County, AR (6 branches, 6 ZIPs) (#90).
Commercial Bank&Trust Co (#90) reports $364.0 million in total assets; Commercial Bank&Trust Co (#90) equity $26.0 million (7.1% of Commercial Bank&Trust Co (#90) assets); Commercial Bank&Trust Co (#90) domestic deposits $336.0 million; Commercial Bank&Trust Co (#90) net income $1.3 million; Commercial Bank&Trust Co (#90) return on assets 0.69%; Commercial Bank&Trust Co (#90) return on equity 10.15%; Commercial Bank&Trust Co (#90) net interest income $5.4 million; Commercial Bank&Trust Co (#90) call report June 30, 2026.
Commercial Bank&Trust Co (#90) noncurrent real-estate loans: none reported; Commercial Bank&Trust Co (#90) net charge-offs on real estate 6.43%; Commercial Bank&Trust Co (#90) residential charge-offs 8.98%.
Commercial Bank&Trust Co (#90) net interest margin 3.07% against an eight-quarter Commercial Bank&Trust Co (#90) average of 2.79% (Commercial Bank&Trust Co (#90) compression -0.28 points); Commercial Bank&Trust Co (#90) non-residential real estate 897.9% of equity; Commercial Bank&Trust Co (#90) rate-exposure score 40/100, Commercial Bank&Trust Co (#90) fixed-rate trap 40/100; Commercial Bank&Trust Co (#90) risk type credit driven; Commercial Bank&Trust Co (#90) rate regime rates elevated, Commercial Bank&Trust Co (#90) snapshot October 19, 2026.
Commercial Bank&Trust Co (#90) stress score moved from 87.8 on June 22, 2026 to 86.8 on October 20, 2026; Commercial Bank&Trust Co (#90) ranged 86.8 to 87.8 over 117 snapshots.
Commercial Bank&Trust Co (#90) alerts: 3 counties; top Commercial Bank&Trust Co (#90) alert scores: Hampton County, AR 27 (low); Monticello County, AR 27 (low); Warren County, AR 27 (low).