Orange County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Orange County, Florida? DLRadar grades every Orange County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 38/100. Here is the 2026 Orange County breakdown.
- Orange County's most distressed ZIP is 32703 at 38/100.
- 49 ZIP codes tracked in Orange County, averaging 38/100 distress.
- Orange County reads peak — home values up 0.3% year over year, 0.7% off peak.
- Vacancy runs 13% across Orange County's tracked ZIPs, with a 11.5% poverty rate.
- The typical Orange County home is worth about $443,841 against a ~$81,163 median income.
- Lending headwind in Orange County sits at 49/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32703 | 38/100 |
| 2 | 32709 | 38/100 |
| 3 | 32712 | 38/100 |
| 4 | 32751 | 38/100 |
| 5 | 32768 | 38/100 |
| 6 | 32789 | 38/100 |
| 7 | 32798 | 38/100 |
| 8 | 32801 | 38/100 |
| 9 | 32803 | 38/100 |
| 10 | 32804 | 38/100 |
| 11 | 32805 | 38/100 |
| 12 | 32806 | 38/100 |
Most distressed ZIP codes in Orange County (composite distress 0-100, 2026)
What is driving Orange County distress
The Orange County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 38/100 ZIP average. No proprietary or modelled inputs enter the score.
Orange County market phase and pricing
Phase for Orange County: peak (+0.3% YoY, 0.7% off peak). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Orange County
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What people ask
What is the most distressed ZIP code in Orange County, FL?
ZIP 32703 leads Orange County at 38/100, recomputed monthly from public records.
Is Orange County expanding or contracting?
FHFA price-index movement places Orange County in peak; prices are up 0.3% over twelve months.
Which datasets feed the Orange County scores?
Each Orange County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 49 local ZIPs and every other county in the country.
How much do distress scores vary between Orange County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Orange County ZIPs DLRadar ranks, scores run from 38/100 in 32703 down to 38/100 in 32806, against a Orange County average of 38/100. With 0 points between best and worst, county-level targeting in Orange County wastes effort.
What do Orange County home values and vacancy say about distressed supply?
The typical Orange County home carries about $443,841 of value against a median household income near $81,163. Vacancy across Orange County's tracked ZIPs runs 13% and the poverty rate is 11.5%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Orange County's foreclosure and tax-lien filings and its 49/100 lending headwind.
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Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.