Florida's Most Distressed ZIP Codes — 2026 Public-Record Report
Florida is the most distressed state in America on DLRadar's index, and the pressure concentrates in specific ZIP codes. DLRadar scores all 1,013 Florida ZIPs 0-100 from public records, averaging 35/100, topping out at 76/100. Here are the most distressed Florida ZIP codes for 2026.
- Florida's most distressed ZIP code is 33946, scoring 76/100.
- DLRadar scores all 1,013 Florida ZIP codes across 67 counties, averaging 35/100 — the highest state average in America.
- The most stressed Florida counties are Broward County, Duval County, Miami Dade County, Orange County, Palm Beach County.
- 6+ Florida ZIPs score 60/100 or higher — concentrated distress, not a statewide average.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 33946 | 76/100 |
| 2 | 33947 | 76/100 |
| 3 | 33948 | 76/100 |
| 4 | 33950 | 76/100 |
| 5 | 33952 | 76/100 |
| 6 | 33953 | 76/100 |
Most distressed ZIP codes in Florida (composite distress 0-100, 2026)
How Florida ZIP-level distress is scored
Every Florida ZIP carries a 0-100 composite built from three axes — market stress (price pressure), structural risk (climate, insurance, institutional exposure) and distress activity (foreclosure filings, mortgage delinquency, auctions). It is deterministic and public-record-sourced — no black-box estimates.
The Florida market, county by county
Across 67 scored counties and 1,013 ZIPs, the phase split runs 30 peak, 20 neutral, 17 contraction. The most stressed counties include Broward County, Duval County, Miami Dade County, Orange County, Palm Beach County.
From a distressed ZIP to a distressed property
Each ZIP score is a starting point. A DLRadar plan unlocks the actual distressed parcels inside each ZIP with all 12 property-distress categories scored — mortgage, tax-lien, vacancy, code-violation, probate and more. Start with the highest-composite ZIPs above.
See the distressed properties behind the data in Florida
Browse the full Florida distress data free, or start a 7-day trial to unlock the scored distressed properties inside each ZIP — no card charged today.
No card charged today · explore every module with live data.
Frequently asked questions
What is the most distressed ZIP code in Florida?
ZIP 33946 scores 76/100 — among the highest composite distress in Florida. Recomputed monthly from public records.
Why is Florida the most distressed state?
Florida stacks multiple drivers at once — hurricane and flood exposure feeding an insurance crisis, price dislocation in Gulf-coast markets, and elevated tax-lien and foreclosure activity — rolled into one 0-100 score per ZIP across 1,013 Florida ZIPs.
Is the Florida distress data free?
The ZIP and county rankings are free to browse and cite with attribution. Property-level detail unlocks with a plan — a 7-day free trial, no card charged.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.