Cleburne County, AR: Home-Insurance Distress & Forced-Sale Pressure
Cleburne County, AR: 51/100 (elevated) home-insurance distress; Cleburne, AR band MEDIUM; Cleburne, AR #1,068 of 3,222 counties; Cleburne, AR #44 of 75 in Arkansas.
FEMA hazard, Cleburne, AR: 50/100; Cleburne, AR declarations, three years: 6; Cleburne, AR perils: 3 severe-storm; Cleburne, AR five-year count 6 (severity 12.0); Cleburne, AR ten-year 6; hazard-weighted, Cleburne, AR: 3.0.
Declared incidents on the Cleburne, AR record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Cleburne, AR).
NFIP claims, Cleburne, AR, three years: 1; Cleburne, AR payouts $5,071; per Cleburne, AR claim $5,071; Cleburne, AR claim-stress 53/100.
Cleburne, AR monthly score fell, 54 (March 2026) to 45 (October 2026); Cleburne, AR by month: March 54, April 54, May 51, June 51 (Cleburne, AR), July 49, August 48, September 52, October 45.
Cleburne, AR components: climate 40, NFIP claims 53; Cleburne, AR retreat index 45.
Construction distress, Cleburne, AR: 84/100 as of August 2026 (Cleburne, AR: 85/100 one-to-four unit, 7/100 multifamily).
Cleburne, AR ZIPs, June 2026 (Cleburne, AR, 16 highest): score 0 (Cleburne, AR), climate 85 (Cleburne, AR): 72143; score 0 (Cleburne, AR), climate 82 (Cleburne, AR): 72121; score 0 (Cleburne, AR), climate 81 (Cleburne, AR): 72137; score 0 (Cleburne, AR), climate 72 (Cleburne, AR): 72131; score 0 (Cleburne, AR), climate 69 (Cleburne, AR): 72130, 72179, 72523, 72543, Cleburne, AR 72546, 72581; score 0 (Cleburne, AR), climate 68 (Cleburne, AR): 72530, 72534; score 0 (Cleburne, AR), climate 65 (Cleburne, AR): 72067, 72550; score 0 (Cleburne, AR), climate 62 (Cleburne, AR): 72044; score 0 (Cleburne, AR), climate 48 (Cleburne, AR): 72088.
DLRadar rescores Cleburne, AR monthly; Cleburne, AR readings join Cleburne, AR foreclosure, lien and ownership parcels (Cleburne, AR), so cost-squeezed Cleburne, AR owners surface before listing.
Inside Arkansas, Cleburne County ranks 44th of 75 counties for home-insurance distress at 51/100; Van Buren County (51/100) sits just above Cleburne County, and Nevada County (40/100) sits just below Cleburne County.
Deterministic. Every Cleburne County, AR signal traces to a public Cleburne dataset (FEMA, NFIP, Census for Cleburne, AR) · how insurance distress works in Cleburne, AR · methodology
FAQ: Cleburne County, AR insurance distress
What is the Cleburne County, AR home-insurance-distress score?
Cleburne, AR: 51/100 (MEDIUM), #1,068 of 3,222, #44 in Arkansas. FEMA hazard, Cleburne, AR: 50/100; NFIP stress, Cleburne, AR: 53/100; construction, Cleburne, AR: 84/100; Cleburne, AR rescores monthly.
Is Cleburne County insurance distress getting better or worse (AR)?
Cleburne, AR: 54 in March 2026; Cleburne, AR: 45 in October 2026 (better); Cleburne, AR climate component 40; Cleburne, AR NFIP claims score 53.
How many flood-insurance claims has Cleburne County, AR had?
Cleburne, AR: 1 NFIP claims, three years; Cleburne, AR paid $5,071; per Cleburne, AR claim $5,071; carriers reprice Cleburne, AR against that record.
Which Cleburne County ZIP codes carry the most insurance distress (AR)?
Cleburne, AR, June 2026: 72143 at 0, 72121 at 0, 72137 at 0, 72131 at 0; Cleburne, AR climate scores there: 85, 82, 81, 72.
Why does Cleburne, AR insurance distress create sellers?
A Cleburne, AR premium outruns the Cleburne, AR budget; a carrier leaves Cleburne, AR; Cleburne, AR carrying cost passes plan; Cleburne, AR owners sell while current; Cleburne, AR insurance distress leads Cleburne, AR foreclosure data.