Hot Spring County, AR: Home-Insurance Distress & Forced-Sale Pressure
Hot Spring County, AR: 79/100 (severe) home-insurance distress; Hot Spring, AR band MEDIUM; Hot Spring, AR #398 of 3,222 counties; Hot Spring, AR #10 of 75 in Arkansas; raw Hot Spring, AR 72.5.
FEMA hazard, Hot Spring, AR: 78/100; Hot Spring, AR declarations, three years: 8; Hot Spring, AR perils: 3 flood, 4 severe-storm; Hot Spring, AR five-year count 12 (severity 24.0); Hot Spring, AR ten-year 12; hazard-weighted, Hot Spring, AR: 8.0.
Declared incidents on the Hot Spring, AR record: 2026 Winter Storm 2; 2025 Severe Storm 4 (Hot Spring, AR); 2025 Flood 2 (Hot Spring, AR).
NFIP claims, Hot Spring, AR, three years: 3; Hot Spring, AR payouts $196,079; per Hot Spring, AR claim $65,360; Hot Spring, AR claim-stress 80/100.
Hot Spring, AR monthly score fell, 80 (March 2026) to 73 (October 2026); Hot Spring, AR by month: March 80, April 80, May 77, June 77 (Hot Spring, AR), July 75, August 75, September 80, October 73.
Hot Spring, AR components: climate 68, NFIP claims 80; Hot Spring, AR retreat index 73.
Construction distress, Hot Spring, AR: 68/100 as of August 2026 (Hot Spring, AR: 86/100 one-to-four unit, 0/100 multifamily).
Hot Spring, AR ZIPs, June 2026 (Hot Spring, AR, 13 highest): score 44 (Hot Spring, AR), climate 87, price stress 25 (Hot Spring, AR): 71901; score 42 (Hot Spring, AR), climate 81, price stress 25 (Hot Spring, AR): 71964; score 41 (Hot Spring, AR), climate 79, price stress 25 (Hot Spring, AR): 71913; score 0 (Hot Spring, AR), climate 55 (Hot Spring, AR): 71933; score 0 (Hot Spring, AR), climate 52 (Hot Spring, AR): 72104, 72167; score 0 (Hot Spring, AR), climate 51 (Hot Spring, AR): 71929, 71941, 71942; score 0 (Hot Spring, AR), climate 38 (Hot Spring, AR): 71923; score 0 (Hot Spring, AR), climate 36 (Hot Spring, AR): 71921; score 0 (Hot Spring, AR), climate 24 (Hot Spring, AR): 71943; score 0 (Hot Spring, AR), climate 16 (Hot Spring, AR): 72084.
DLRadar rescores Hot Spring, AR monthly; Hot Spring, AR readings join Hot Spring, AR foreclosure, lien and ownership parcels (Hot Spring, AR), so cost-squeezed Hot Spring, AR owners surface before listing.
Inside Arkansas, Hot Spring County ranks 12th of 75 counties for home-insurance distress at 79/100; Desha County (79/100) sits just above Hot Spring County, and Miller County (78/100) sits just below Hot Spring County.
Deterministic. Every Hot Spring County, AR signal traces to a public Hot Spring dataset (FEMA, NFIP, Census for Hot Spring, AR) · how insurance distress works in Hot Spring, AR · methodology
FAQ: Hot Spring County, AR insurance distress
What is the Hot Spring County, AR home-insurance-distress score?
Hot Spring, AR: 79/100 (MEDIUM), #398 of 3,222, #10 in Arkansas. FEMA hazard, Hot Spring, AR: 78/100; NFIP stress, Hot Spring, AR: 80/100; construction, Hot Spring, AR: 68/100; Hot Spring, AR rescores monthly.
Is Hot Spring County insurance distress getting better or worse (AR)?
Hot Spring, AR: 80 in March 2026; Hot Spring, AR: 73 in October 2026 (better); Hot Spring, AR climate component 68; Hot Spring, AR NFIP claims score 80.
How many flood-insurance claims has Hot Spring County, AR had?
Hot Spring, AR: 3 NFIP claims, three years; Hot Spring, AR paid $196,079; per Hot Spring, AR claim $65,360; carriers reprice Hot Spring, AR against that record.
Which Hot Spring County ZIP codes carry the most insurance distress (AR)?
Hot Spring, AR, June 2026: 71901 at 44, 71964 at 42, 71913 at 41, 71933 at 0; Hot Spring, AR climate scores there: 87, 81, 79, 55.
Why does Hot Spring, AR insurance distress create sellers?
A Hot Spring, AR premium outruns the Hot Spring, AR budget; a carrier leaves Hot Spring, AR; Hot Spring, AR carrying cost passes plan; Hot Spring, AR owners sell while current; Hot Spring, AR insurance distress leads Hot Spring, AR foreclosure data.