Phillips County, AR: Home-Insurance Distress & Forced-Sale Pressure
Phillips County, AR: 59/100 (elevated) home-insurance distress; Phillips, AR band MEDIUM; Phillips, AR #907 of 3,222 counties; Phillips, AR #38 of 75 in Arkansas.
FEMA hazard, Phillips, AR: 50/100; Phillips, AR declarations, three years: 6; Phillips, AR perils: 3 severe-storm; Phillips, AR five-year count 6 (severity 12.0); Phillips, AR ten-year 6; hazard-weighted, Phillips, AR: 3.0.
Declared incidents on the Phillips, AR record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Phillips, AR).
NFIP claims, Phillips, AR, three years: 3; Phillips, AR payouts $105,062; per Phillips, AR claim $35,021; Phillips, AR claim-stress 74/100.
Phillips, AR monthly score fell, 60 (March 2026) to 54 (October 2026); Phillips, AR by month: March 60, April 60, May 58, June 58 (Phillips, AR), July 56, August 54, September 59, October 54.
Phillips, AR components: climate 40, NFIP claims 74; Phillips, AR retreat index 54.
Construction distress, Phillips, AR: 100/100 as of August 2026 (Phillips, AR: 27/100 one-to-four unit, 100/100 multifamily).
Phillips, AR ZIPs, June 2026 (Phillips, AR, 13 highest): score 0 (Phillips, AR), climate 54 (Phillips, AR): 72333, 72342, 72353, 72367, Phillips, AR 72369, 72374, 72383, 72389, Phillips, AR 72390; score 0 (Phillips, AR), climate 53 (Phillips, AR): 72355, 72366; score 0 (Phillips, AR), climate 34 (Phillips, AR): 72328; score 0 (Phillips, AR), climate 32 (Phillips, AR): 72069.
DLRadar rescores Phillips, AR monthly; Phillips, AR readings join Phillips, AR foreclosure, lien and ownership parcels (Phillips, AR), so cost-squeezed Phillips, AR owners surface before listing.
Inside Arkansas, Phillips County ranks 38th of 75 counties for home-insurance distress at 59/100; Jefferson County (60/100) sits just above Phillips County, and Crawford County (58/100) sits just below Phillips County.
Deterministic. Every Phillips County, AR signal traces to a public Phillips dataset (FEMA, NFIP, Census for Phillips, AR) · how insurance distress works in Phillips, AR · methodology
FAQ: Phillips County, AR insurance distress
What is the Phillips County, AR home-insurance-distress score?
Phillips, AR: 59/100 (MEDIUM), #907 of 3,222, #38 in Arkansas. FEMA hazard, Phillips, AR: 50/100; NFIP stress, Phillips, AR: 74/100; construction, Phillips, AR: 100/100; Phillips, AR rescores monthly.
Is Phillips County insurance distress getting better or worse (AR)?
Phillips, AR: 60 in March 2026; Phillips, AR: 54 in October 2026 (better); Phillips, AR climate component 40; Phillips, AR NFIP claims score 74.
How many flood-insurance claims has Phillips County, AR had?
Phillips, AR: 3 NFIP claims, three years; Phillips, AR paid $105,062; per Phillips, AR claim $35,021; carriers reprice Phillips, AR against that record.
Which Phillips County ZIP codes carry the most insurance distress (AR)?
Phillips, AR, June 2026: 72333 at 0, 72342 at 0, 72353 at 0, 72367 at 0; Phillips, AR climate scores there: 54, 54, 54, 54.
Why does Phillips, AR insurance distress create sellers?
A Phillips, AR premium outruns the Phillips, AR budget; a carrier leaves Phillips, AR; Phillips, AR carrying cost passes plan; Phillips, AR owners sell while current; Phillips, AR insurance distress leads Phillips, AR foreclosure data.