Maricopa County, AZ: Home-Insurance Distress & Forced-Sale Pressure
Maricopa County, AZ: 82/100 (severe) home-insurance distress; Maricopa, AZ band HIGH; Maricopa, AZ #294 of 3,222 counties; Maricopa, AZ #2 of 15 in Arizona.
FEMA hazard, Maricopa, AZ: 78/100; Maricopa, AZ declarations, three years: 6; Maricopa, AZ perils: 6 fire; Maricopa, AZ five-year count 9 (severity 12.0); Maricopa, AZ ten-year 9; hazard-weighted, Maricopa, AZ: 12.0.
Declared incidents on the Maricopa, AZ record: 2024 Fire 6; 2023 Fire 1 (Maricopa, AZ).
NFIP claims, Maricopa, AZ, three years: 31; Maricopa, AZ payouts $912,360; per Maricopa, AZ claim $29,431; Maricopa, AZ claim-stress 88/100.
Maricopa, AZ monthly score fell, 82 (March 2026) to 76 (October 2026); Maricopa, AZ by month: March 82, April 82, May 80, June 80 (Maricopa, AZ), July 78, August 77, September 83, October 76.
Maricopa, AZ components: climate 68, NFIP claims 88; Maricopa, AZ retreat index 76.
Construction distress, Maricopa, AZ: 53/100 as of August 2026 (Maricopa, AZ: 66/100 one-to-four unit, 27/100 multifamily).
Maricopa, AZ ZIPs, June 2026 (Maricopa, AZ, 16 highest): score 0 (Maricopa, AZ), climate 100 (Maricopa, AZ): 85003, 85004, 85006, 85007, Maricopa, AZ 85008, 85009, 85012, 85013, Maricopa, AZ 85014, 85015, 85016, 85017, Maricopa, AZ 85018, 85019, 85020, 85021.
DLRadar rescores Maricopa, AZ monthly; Maricopa, AZ readings join Maricopa, AZ foreclosure, lien and ownership parcels (Maricopa, AZ), so cost-squeezed Maricopa, AZ owners surface before listing.
Inside Arizona, Maricopa County ranks 2nd of 15 counties for home-insurance distress at 82/100; Pinal County (85/100) sits just above Maricopa County, and Apache County (32/100) sits just below Maricopa County.
Deterministic. Every Maricopa County, AZ signal traces to a public Maricopa dataset (FEMA, NFIP, Census for Maricopa, AZ) · how insurance distress works in Maricopa, AZ · methodology
FAQ: Maricopa County, AZ insurance distress
What is the Maricopa County, AZ home-insurance-distress score?
Maricopa, AZ: 82/100 (HIGH), #294 of 3,222, #2 in Arizona. FEMA hazard, Maricopa, AZ: 78/100; NFIP stress, Maricopa, AZ: 88/100; construction, Maricopa, AZ: 53/100; Maricopa, AZ rescores monthly.
Is Maricopa County insurance distress getting better or worse (AZ)?
Maricopa, AZ: 82 in March 2026; Maricopa, AZ: 76 in October 2026 (better); Maricopa, AZ climate component 68; Maricopa, AZ NFIP claims score 88.
How many flood-insurance claims has Maricopa County, AZ had?
Maricopa, AZ: 31 NFIP claims, three years; Maricopa, AZ paid $912,360; per Maricopa, AZ claim $29,431; carriers reprice Maricopa, AZ against that record.
Which Maricopa County ZIP codes carry the most insurance distress (AZ)?
Maricopa, AZ, June 2026: 85003 at 0, 85004 at 0, 85006 at 0, 85007 at 0; Maricopa, AZ climate scores there: 100, 100, 100, 100.
Why does Maricopa, AZ insurance distress create sellers?
A Maricopa, AZ premium outruns the Maricopa, AZ budget; a carrier leaves Maricopa, AZ; Maricopa, AZ carrying cost passes plan; Maricopa, AZ owners sell while current; Maricopa, AZ insurance distress leads Maricopa, AZ foreclosure data.