Kings County, CA: Home-Insurance Distress & Forced-Sale Pressure
Kings County, CA: 5/100 (low) home-insurance distress; Kings, CA band LOW; Kings, CA #2,428 of 3,222 counties; Kings, CA #43 of 58 in California; raw Kings, CA 6.1; Kings, CA coverage multiplier 0.85.
FEMA hazard, Kings, CA: 0/100; Kings, CA declarations, three years: none; Kings, CA five-year count 6 (severity 6.0); Kings, CA ten-year 6.
Declared incidents on the Kings, CA record: 2023 Severe Storm 3; 2023 Flood 3 (Kings, CA).
NFIP claims, Kings, CA, three years: 1; Kings, CA payouts $0; per Kings, CA claim $0; Kings, CA claim-stress 15/100.
Kings, CA monthly score fell, 6 (March 2026) to 5 (October 2026); Kings, CA by month: March 6, April 6, May 5, June 5 (Kings, CA), July 5, August 5, September 5, October 5.
Kings, CA components: NFIP claims 15; Kings, CA retreat index 5; Kings, CA climate multiplier 0.85.
Construction distress, Kings, CA: 42/100 as of August 2026 (Kings, CA: 30/100 one-to-four unit, 56/100 multifamily).
Kings, CA ZIPs, June 2026 (Kings, CA, 13 highest): score 0 (Kings, CA), climate 99 (Kings, CA): 93656; score 0 (Kings, CA), climate 98 (Kings, CA): 93242; score 0 (Kings, CA), climate 96 (Kings, CA): 93201, 93274, 93631; score 0 (Kings, CA), climate 93 (Kings, CA): 93212; score 0 (Kings, CA), climate 91 (Kings, CA): 93202, 93204, 93230, 93239, Kings, CA 93245, 93246, 93266.
DLRadar rescores Kings, CA monthly; Kings, CA readings join Kings, CA foreclosure, lien and ownership parcels (Kings, CA), so cost-squeezed Kings, CA owners surface before listing.
Inside California, Kings County ranks 43rd of 58 counties for home-insurance distress at 5/100; El Dorado County (5/100) sits just above Kings County, and Yolo County (5/100) sits just below Kings County.
Deterministic. Every Kings County, CA signal traces to a public Kings dataset (FEMA, NFIP, Census for Kings, CA) · how insurance distress works in Kings, CA · methodology
FAQ: Kings County, CA insurance distress
What is the Kings County, CA home-insurance-distress score?
Kings, CA: 5/100 (LOW), #2,428 of 3,222, #43 in California. FEMA hazard, Kings, CA: 0/100; NFIP stress, Kings, CA: 15/100; construction, Kings, CA: 42/100; Kings, CA rescores monthly.
Is Kings County insurance distress getting better or worse (CA)?
Kings, CA: 6 in March 2026; Kings, CA: 5 in October 2026 (better); Kings, CA NFIP claims score 15.
How many flood-insurance claims has Kings County, CA had?
Kings, CA: 1 NFIP claims, three years; Kings, CA paid $0; per Kings, CA claim $0; carriers reprice Kings, CA against that record.
Which Kings County ZIP codes carry the most insurance distress (CA)?
Kings, CA, June 2026: 93656 at 0, 93242 at 0, 93201 at 0, 93274 at 0; Kings, CA climate scores there: 99, 98, 96, 96.
Why does Kings, CA insurance distress create sellers?
A Kings, CA premium outruns the Kings, CA budget; a carrier leaves Kings, CA; Kings, CA carrying cost passes plan; Kings, CA owners sell while current; Kings, CA insurance distress leads Kings, CA foreclosure data.