Madera County, CA: Home-Insurance Distress & Forced-Sale Pressure
Madera County, CA: 0/100 (low) home-insurance distress; Madera, CA band ZERO; Madera, CA #2,521 of 3,222 counties; Madera, CA #51 of 58 in California; Madera, CA coverage multiplier 0.70.
FEMA hazard, Madera, CA: 0/100; Madera, CA declarations, three years: none; Madera, CA five-year count 6 (severity 6.0); Madera, CA ten-year 6.
Declared incidents on the Madera, CA record: 2023 Severe Storm 3; 2023 Flood 3 (Madera, CA).
NFIP claims, Madera, CA, three years: none; Madera, CA claim-stress 0/100.
Madera, CA monthly score: 0 in every month from March 2026 (Madera, CA) through October 2026.
Madera, CA components: all zero this month; Madera, CA climate multiplier 0.70.
Construction distress, Madera, CA: 95/100 as of August 2026 (Madera, CA: 94/100 one-to-four unit, 93/100 multifamily).
Madera, CA ZIPs, June 2026 (Madera, CA, 16 highest): score 0 (Madera, CA), climate 99 (Madera, CA): 93602, 93622, 93720; score 0 (Madera, CA), climate 97 (Madera, CA): 93620, 93626; score 0 (Madera, CA), climate 96 (Madera, CA): 93610; score 0 (Madera, CA), climate 95 (Madera, CA): 93604, 93614, 93636, 93637, Madera, CA 93638, 93643, 93644, 93645, Madera, CA 93669; score 0 (Madera, CA), climate 92 (Madera, CA): 93653.
DLRadar rescores Madera, CA monthly; Madera, CA readings join Madera, CA foreclosure, lien and ownership parcels (Madera, CA), so cost-squeezed Madera, CA owners surface before listing.
Inside California, Madera County ranks 51st of 58 counties for home-insurance distress at 0/100; Lassen County (0/100) sits just above Madera County, and Modoc County (0/100) sits just below Madera County.
Deterministic. Every Madera County, CA signal traces to a public Madera dataset (FEMA, NFIP, Census for Madera, CA) · how insurance distress works in Madera, CA · methodology
FAQ: Madera County, CA insurance distress
What is the Madera County, CA home-insurance-distress score?
Madera, CA: 0/100 (ZERO), #2,521 of 3,222, #51 in California. FEMA hazard, Madera, CA: 0/100; NFIP stress, Madera, CA: 0/100; construction, Madera, CA: 95/100; Madera, CA rescores monthly.
Is Madera County insurance distress getting better or worse (CA)?
Madera, CA: 0 in March 2026; Madera, CA: 0 in October 2026 (unchanged).
Which Madera County ZIP codes carry the most insurance distress (CA)?
Madera, CA, June 2026: 93602 at 0, 93622 at 0, 93720 at 0, 93620 at 0; Madera, CA climate scores there: 99, 99, 99, 97.
Why does Madera, CA insurance distress create sellers?
A Madera, CA premium outruns the Madera, CA budget; a carrier leaves Madera, CA; Madera, CA carrying cost passes plan; Madera, CA owners sell while current; Madera, CA insurance distress leads Madera, CA foreclosure data.