Mono County, CA: Home-Insurance Distress & Forced-Sale Pressure
Mono County, CA: 21/100 (low) home-insurance distress; Mono, CA band LOW; Mono, CA #2,286 of 3,222 counties; Mono, CA #38 of 58 in California; raw Mono, CA 24.2; Mono, CA coverage multiplier 0.85.
FEMA hazard, Mono, CA: 0/100; Mono, CA declarations, three years: none; Mono, CA five-year count 6 (severity 6.0); Mono, CA ten-year 6.
Declared incidents on the Mono, CA record: 2023 Severe Storm 3; 2023 Flood 3 (Mono, CA).
NFIP claims, Mono, CA, three years: 1; Mono, CA payouts $19,847; per Mono, CA claim $19,847; Mono, CA claim-stress 60/100.
Mono, CA monthly score fell, 24 (March 2026) to 21 (October 2026); Mono, CA by month: March 24, April 24, May 23, June 23 (Mono, CA), July 23, August 23, September 23, October 21.
Mono, CA components: NFIP claims 60; Mono, CA retreat index 21; Mono, CA climate multiplier 0.85.
Construction distress, Mono, CA: 0/100 as of August 2026 (Mono, CA: 82/100 one-to-four unit, 0/100 multifamily).
Mono, CA ZIPs, June 2026 (Mono, CA, 9 highest): score 0 (Mono, CA), climate 61 (Mono, CA): 93514; score 0 (Mono, CA), climate 50 (Mono, CA): 93512, 93517, 93529, 93541, Mono, CA 93546, 96107, 96133; score 0 (Mono, CA), climate 4 (Mono, CA): 89010.
DLRadar rescores Mono, CA monthly; Mono, CA readings join Mono, CA foreclosure, lien and ownership parcels (Mono, CA), so cost-squeezed Mono, CA owners surface before listing.
Inside California, Mono County ranks 38th of 58 counties for home-insurance distress at 21/100; Santa Clara County (21/100) sits just above Mono County, and San Joaquin County (20/100) sits just below Mono County.
Deterministic. Every Mono County, CA signal traces to a public Mono dataset (FEMA, NFIP, Census for Mono, CA) · how insurance distress works in Mono, CA · methodology
FAQ: Mono County, CA insurance distress
What is the Mono County, CA home-insurance-distress score?
Mono, CA: 21/100 (LOW), #2,286 of 3,222, #38 in California. FEMA hazard, Mono, CA: 0/100; NFIP stress, Mono, CA: 60/100; construction, Mono, CA: 0/100; Mono, CA rescores monthly.
Is Mono County insurance distress getting better or worse (CA)?
Mono, CA: 24 in March 2026; Mono, CA: 21 in October 2026 (better); Mono, CA NFIP claims score 60.
How many flood-insurance claims has Mono County, CA had?
Mono, CA: 1 NFIP claims, three years; Mono, CA paid $19,847; per Mono, CA claim $19,847; carriers reprice Mono, CA against that record.
Which Mono County ZIP codes carry the most insurance distress (CA)?
Mono, CA, June 2026: 93514 at 0, 93512 at 0, 93517 at 0, 93529 at 0; Mono, CA climate scores there: 61, 50, 50, 50.
Why does Mono, CA insurance distress create sellers?
A Mono, CA premium outruns the Mono, CA budget; a carrier leaves Mono, CA; Mono, CA carrying cost passes plan; Mono, CA owners sell while current; Mono, CA insurance distress leads Mono, CA foreclosure data.