San Diego County, CA: Home-Insurance Distress & Forced-Sale Pressure
San Diego County, CA: 77/100 (severe) home-insurance distress; San Diego, CA band MEDIUM; San Diego, CA #442 of 3,222 counties; San Diego, CA #6 of 58 in California.
FEMA hazard, San Diego, CA: 63/100; San Diego, CA declarations, three years: 3; San Diego, CA perils: 3 flood; San Diego, CA five-year count 3 (severity 4.5); San Diego, CA ten-year 3; hazard-weighted, San Diego, CA: 6.0.
Declared incidents on the San Diego, CA record: 2024 Flood 3 (San Diego, CA).
NFIP claims, San Diego, CA, three years: 246; San Diego, CA payouts $22,618,360; per San Diego, CA claim $91,945; San Diego, CA claim-stress 99/100.
San Diego, CA monthly score fell, 78 (March 2026) to 71 (October 2026); San Diego, CA by month: March 78, April 78, May 74, June 74 (San Diego, CA), July 88, August 70, September 77, October 71.
San Diego, CA components: climate 52, NFIP claims 99; San Diego, CA retreat index 71.
Construction distress, San Diego, CA: 65/100 as of August 2026 (San Diego, CA: 48/100 one-to-four unit, 73/100 multifamily).
San Diego, CA ZIPs, June 2026 (San Diego, CA, 16 highest): score 0 (San Diego, CA), climate 100 (San Diego, CA): 91901, 91902, 91905, 91906, San Diego, CA 91910, 91911, 91913, 91914, San Diego, CA 91915, 91916, 91917, 91931, San Diego, CA 91932, 91934, 91935, 91941.
DLRadar rescores San Diego, CA monthly; San Diego, CA readings join San Diego, CA foreclosure, lien and ownership parcels (San Diego, CA), so cost-squeezed San Diego, CA owners surface before listing.
Inside California, San Diego County ranks 6th of 58 counties for home-insurance distress at 77/100; San Bernardino County (84/100) sits just above San Diego County, and Tehama County (74/100) sits just below San Diego County.
Deterministic. Every San Diego County, CA signal traces to a public San Diego dataset (FEMA, NFIP, Census for San Diego, CA) · how insurance distress works in San Diego, CA · methodology
FAQ: San Diego County, CA insurance distress
What is the San Diego County, CA home-insurance-distress score?
San Diego, CA: 77/100 (MEDIUM), #442 of 3,222, #6 in California. FEMA hazard, San Diego, CA: 63/100; NFIP stress, San Diego, CA: 99/100; construction, San Diego, CA: 65/100; San Diego, CA rescores monthly.
Is San Diego County insurance distress getting better or worse (CA)?
San Diego, CA: 78 in March 2026; San Diego, CA: 71 in October 2026 (better); San Diego, CA climate component 52; San Diego, CA NFIP claims score 99.
How many flood-insurance claims has San Diego County, CA had?
San Diego, CA: 246 NFIP claims, three years; San Diego, CA paid $22,618,360; per San Diego, CA claim $91,945; carriers reprice San Diego, CA against that record.
Which San Diego County ZIP codes carry the most insurance distress (CA)?
San Diego, CA, June 2026: 91901 at 0, 91902 at 0, 91905 at 0, 91906 at 0; San Diego, CA climate scores there: 100, 100, 100, 100.
Why does San Diego, CA insurance distress create sellers?
A San Diego, CA premium outruns the San Diego, CA budget; a carrier leaves San Diego, CA; San Diego, CA carrying cost passes plan; San Diego, CA owners sell while current; San Diego, CA insurance distress leads San Diego, CA foreclosure data.