Shasta County, CA: Home-Insurance Distress & Forced-Sale Pressure
Shasta County, CA: 32/100 (moderate) home-insurance distress; Shasta, CA band LOW; Shasta, CA #1,568 of 3,222 counties; Shasta, CA #20 of 58 in California; raw Shasta, CA 37.5; Shasta, CA coverage multiplier 0.85.
FEMA hazard, Shasta, CA: 0/100; Shasta, CA declarations, three years: none; Shasta, CA five-year count 3 (severity 3.0); Shasta, CA ten-year 3.
Declared incidents on the Shasta, CA record: 2023 Severe Storm 3 (Shasta, CA).
NFIP claims, Shasta, CA, three years: 25; Shasta, CA payouts $2,009,979; per Shasta, CA claim $80,399; Shasta, CA claim-stress 94/100.
Shasta, CA monthly score rose, 29 (March 2026) to 32 (October 2026); Shasta, CA by month: March 29, April 29, May 29, June 29 (Shasta, CA), July 29, August 29, September 29, October 32.
Shasta, CA components: NFIP claims 94; Shasta, CA retreat index 32; Shasta, CA climate multiplier 0.85.
Construction distress, Shasta, CA: 100/100 as of August 2026 (Shasta, CA: 100/100 one-to-four unit, 100/100 multifamily).
Shasta, CA ZIPs, June 2026 (Shasta, CA, 16 highest): score 0 (Shasta, CA), climate 93 (Shasta, CA): 96001, 96002, 96003, 96007, Shasta, CA 96008, 96011, 96013, 96016, Shasta, CA 96017, 96019, 96028, 96033, Shasta, CA 96040, 96047, 96051, 96062.
DLRadar rescores Shasta, CA monthly; Shasta, CA readings join Shasta, CA foreclosure, lien and ownership parcels (Shasta, CA), so cost-squeezed Shasta, CA owners surface before listing.
Inside California, Shasta County ranks 20th of 58 counties for home-insurance distress at 32/100; Tuolumne County (32/100) sits just above Shasta County, and Humboldt County (30/100) sits just below Shasta County.
Deterministic. Every Shasta County, CA signal traces to a public Shasta dataset (FEMA, NFIP, Census for Shasta, CA) · how insurance distress works in Shasta, CA · methodology
FAQ: Shasta County, CA insurance distress
What is the Shasta County, CA home-insurance-distress score?
Shasta, CA: 32/100 (LOW), #1,568 of 3,222, #20 in California. FEMA hazard, Shasta, CA: 0/100; NFIP stress, Shasta, CA: 94/100; construction, Shasta, CA: 100/100; Shasta, CA rescores monthly.
Is Shasta County insurance distress getting better or worse (CA)?
Shasta, CA: 29 in March 2026; Shasta, CA: 32 in October 2026 (worse); Shasta, CA NFIP claims score 94.
How many flood-insurance claims has Shasta County, CA had?
Shasta, CA: 25 NFIP claims, three years; Shasta, CA paid $2,009,979; per Shasta, CA claim $80,399; carriers reprice Shasta, CA against that record.
Which Shasta County ZIP codes carry the most insurance distress (CA)?
Shasta, CA, June 2026: 96001 at 0, 96002 at 0, 96003 at 0, 96007 at 0; Shasta, CA climate scores there: 93, 93, 93, 93.
Why does Shasta, CA insurance distress create sellers?
A Shasta, CA premium outruns the Shasta, CA budget; a carrier leaves Shasta, CA; Shasta, CA carrying cost passes plan; Shasta, CA owners sell while current; Shasta, CA insurance distress leads Shasta, CA foreclosure data.