Ventura County, CA: Home-Insurance Distress & Forced-Sale Pressure
Ventura County, CA: 86/100 (severe) home-insurance distress; Ventura, CA band HIGH; Ventura, CA #202 of 3,222 counties; Ventura, CA #4 of 58 in California; raw Ventura, CA 77.8.
FEMA hazard, Ventura, CA: 87/100; Ventura, CA declarations, three years: 6; Ventura, CA perils: 6 fire, 2 severe-storm; Ventura, CA five-year count 9 (severity 12.0); Ventura, CA ten-year 9; hazard-weighted, Ventura, CA: 10.0.
Declared incidents on the Ventura, CA record: 2026 Fire 2; 2024 Severe Storm 2 (Ventura, CA); 2024 Fire 2; 2023 Severe Storm 3 (Ventura, CA).
NFIP claims, Ventura, CA, three years: 27; Ventura, CA payouts $567,747; per Ventura, CA claim $21,028; Ventura, CA claim-stress 85/100.
Ventura, CA monthly score rose, 77 (March 2026) to 78 (October 2026); Ventura, CA by month: March 77, April 77, May 81, June 81 (Ventura, CA), July 91, August 81, September 86, October 78.
Ventura, CA components: climate 73, NFIP claims 85; Ventura, CA retreat index 78.
Construction distress, Ventura, CA: 45/100 as of August 2026 (Ventura, CA: 23/100 one-to-four unit, 54/100 multifamily).
Ventura, CA ZIPs, June 2026 (Ventura, CA, 16 highest): score 0 (Ventura, CA), climate 100 (Ventura, CA): 90265, 91304, 91307, 91311, Ventura, CA 91361; score 0 (Ventura, CA), climate 99 (Ventura, CA): 91320, 91360, 91362, 91377, Ventura, CA 93001, 93003, 93004, 93010, Ventura, CA 93012, 93013, 93015.
DLRadar rescores Ventura, CA monthly; Ventura, CA readings join Ventura, CA foreclosure, lien and ownership parcels (Ventura, CA), so cost-squeezed Ventura, CA owners surface before listing.
Inside California, Ventura County ranks 4th of 58 counties for home-insurance distress at 86/100; Butte County (88/100) sits just above Ventura County, and San Bernardino County (84/100) sits just below Ventura County.
Deterministic. Every Ventura County, CA signal traces to a public Ventura dataset (FEMA, NFIP, Census for Ventura, CA) · how insurance distress works in Ventura, CA · methodology
FAQ: Ventura County, CA insurance distress
What is the Ventura County, CA home-insurance-distress score?
Ventura, CA: 86/100 (HIGH), #202 of 3,222, #4 in California. FEMA hazard, Ventura, CA: 87/100; NFIP stress, Ventura, CA: 85/100; construction, Ventura, CA: 45/100; Ventura, CA rescores monthly.
Is Ventura County insurance distress getting better or worse (CA)?
Ventura, CA: 77 in March 2026; Ventura, CA: 78 in October 2026 (worse); Ventura, CA climate component 73; Ventura, CA NFIP claims score 85.
How many flood-insurance claims has Ventura County, CA had?
Ventura, CA: 27 NFIP claims, three years; Ventura, CA paid $567,747; per Ventura, CA claim $21,028; carriers reprice Ventura, CA against that record.
Which Ventura County ZIP codes carry the most insurance distress (CA)?
Ventura, CA, June 2026: 90265 at 0, 91304 at 0, 91307 at 0, 91311 at 0; Ventura, CA climate scores there: 100, 100, 100, 100.
Why does Ventura, CA insurance distress create sellers?
A Ventura, CA premium outruns the Ventura, CA budget; a carrier leaves Ventura, CA; Ventura, CA carrying cost passes plan; Ventura, CA owners sell while current; Ventura, CA insurance distress leads Ventura, CA foreclosure data.