Lee County, FL: Home-Insurance Distress & Forced-Sale Pressure
Lee County, FL: 98/100 (severe) home-insurance distress; Lee, FL band HIGH; Lee, FL #12 of 3,222 counties; Lee, FL #12 of 67 in Florida.
FEMA hazard, Lee, FL: 99/100; Lee, FL declarations, three years: 12; Lee, FL perils: 6 hurricane, 6 tropical-storm; Lee, FL five-year count 24 (severity 33.0); Lee, FL ten-year 24; hazard-weighted, Lee, FL: 48.0.
Declared incidents on the Lee, FL record: 2024 Tropical Storm 9; 2024 Hurricane 9 (Lee, FL); 2023 Tropical Storm 1; 2023 Hurricane 1 (Lee, FL).
NFIP claims, Lee, FL, three years: 7,357; Lee, FL payouts $419,926,433; per Lee, FL claim $57,078; Lee, FL claim-stress 97/100.
Lee, FL monthly score rose, 97 (March 2026) to 99 (October 2026); Lee, FL by month: March 97, April 97, May 97, June 97 (Lee, FL), July 97, August 97, September 97, October 99.
Lee, FL components: climate 99, NFIP claims 97; Lee, FL retreat index 99.
Construction distress, Lee, FL: 75/100 as of August 2026 (Lee, FL: 76/100 one-to-four unit, 74/100 multifamily).
Lee, FL ZIPs, June 2026 (Lee, FL, 16 highest): score 81 (Lee, FL), climate 94, price stress 75 (Lee, FL): 33955; score 47 (Lee, FL), climate 99, price stress 25 (Lee, FL): 33901, 33903, 33904, 33905, Lee, FL 33907, 33908, 33909, 33912, Lee, FL 33913, 33914, 33916, 33919, Lee, FL 33920, 33922, 33924.
DLRadar rescores Lee, FL monthly; Lee, FL readings join Lee, FL foreclosure, lien and ownership parcels (Lee, FL), so cost-squeezed Lee, FL owners surface before listing.
Inside Florida, Lee County ranks 12th of 67 counties for home-insurance distress at 98/100; Charlotte County (99/100) sits just above Lee County, and Dixie County (98/100) sits just below Lee County.
Deterministic. Every Lee County, FL signal traces to a public Lee dataset (FEMA, NFIP, Census for Lee, FL) · how insurance distress works in Lee, FL · methodology
FAQ: Lee County, FL insurance distress
What is the Lee County, FL home-insurance-distress score?
Lee, FL: 98/100 (HIGH), #12 of 3,222, #12 in Florida. FEMA hazard, Lee, FL: 99/100; NFIP stress, Lee, FL: 97/100; construction, Lee, FL: 75/100; Lee, FL rescores monthly.
Is Lee County insurance distress getting better or worse (FL)?
Lee, FL: 97 in March 2026; Lee, FL: 99 in October 2026 (worse); Lee, FL climate component 99; Lee, FL NFIP claims score 97.
How many flood-insurance claims has Lee County, FL had?
Lee, FL: 7,357 NFIP claims, three years; Lee, FL paid $419,926,433; per Lee, FL claim $57,078; carriers reprice Lee, FL against that record.
Which Lee County ZIP codes carry the most insurance distress (FL)?
Lee, FL, June 2026: 33955 at 81, 33901 at 47, 33903 at 47, 33904 at 47; Lee, FL climate scores there: 94, 99, 99, 99.
Why does Lee, FL insurance distress create sellers?
A Lee, FL premium outruns the Lee, FL budget; a carrier leaves Lee, FL; Lee, FL carrying cost passes plan; Lee, FL owners sell while current; Lee, FL insurance distress leads Lee, FL foreclosure data.