Orange County, FL: Home-Insurance Distress & Forced-Sale Pressure
Orange County, FL: 96/100 (severe) home-insurance distress; Orange, FL band HIGH; Orange, FL #29 of 3,222 counties; Orange, FL #20 of 67 in Florida.
FEMA hazard, Orange, FL: 97/100; Orange, FL declarations, three years: 8; Orange, FL perils: 4 hurricane, 4 tropical-storm; Orange, FL five-year count 18 (severity 24.0); Orange, FL ten-year 18; hazard-weighted, Orange, FL: 32.0.
Declared incidents on the Orange, FL record: 2024 Tropical Storm 6; 2024 Hurricane 6 (Orange, FL); 2023 Tropical Storm 1; 2023 Hurricane 1 (Orange, FL).
NFIP claims, Orange, FL, three years: 120; Orange, FL payouts $4,829,466; per Orange, FL claim $40,246; Orange, FL claim-stress 94/100.
Orange, FL monthly score rose, 95 (March 2026) to 96 (October 2026); Orange, FL by month: March 95, April 95, May 95, June 95 (Orange, FL), July 95, August 95, September 95, October 96.
Orange, FL components: climate 98, NFIP claims 94; Orange, FL retreat index 96.
Construction distress, Orange, FL: 70/100 as of August 2026 (Orange, FL: 67/100 one-to-four unit, 72/100 multifamily).
Orange, FL ZIPs, June 2026 (Orange, FL, 16 highest): score 0 (Orange, FL), climate 99 (Orange, FL): 32709, 32712, 32768, 32789, Orange, FL 32798, 32801, 32803, 32804, Orange, FL 32805, 32806, 32807, 32808, Orange, FL 32809, 32810, 32811, 32812.
DLRadar rescores Orange, FL monthly; Orange, FL readings join Orange, FL foreclosure, lien and ownership parcels (Orange, FL), so cost-squeezed Orange, FL owners surface before listing.
Inside Florida, Orange County ranks 20th of 67 counties for home-insurance distress at 96/100; Brevard County (96/100) sits just above Orange County, and Leon County (95/100) sits just below Orange County.
Deterministic. Every Orange County, FL signal traces to a public Orange dataset (FEMA, NFIP, Census for Orange, FL) · how insurance distress works in Orange, FL · methodology
FAQ: Orange County, FL insurance distress
What is the Orange County, FL home-insurance-distress score?
Orange, FL: 96/100 (HIGH), #29 of 3,222, #20 in Florida. FEMA hazard, Orange, FL: 97/100; NFIP stress, Orange, FL: 94/100; construction, Orange, FL: 70/100; Orange, FL rescores monthly.
Is Orange County insurance distress getting better or worse (FL)?
Orange, FL: 95 in March 2026; Orange, FL: 96 in October 2026 (worse); Orange, FL climate component 98; Orange, FL NFIP claims score 94.
How many flood-insurance claims has Orange County, FL had?
Orange, FL: 120 NFIP claims, three years; Orange, FL paid $4,829,466; per Orange, FL claim $40,246; carriers reprice Orange, FL against that record.
Which Orange County ZIP codes carry the most insurance distress (FL)?
Orange, FL, June 2026: 32709 at 0, 32712 at 0, 32768 at 0, 32789 at 0; Orange, FL climate scores there: 99, 99, 99, 99.
Why does Orange, FL insurance distress create sellers?
A Orange, FL premium outruns the Orange, FL budget; a carrier leaves Orange, FL; Orange, FL carrying cost passes plan; Orange, FL owners sell while current; Orange, FL insurance distress leads Orange, FL foreclosure data.