St Johns County, FL: Home-Insurance Distress & Forced-Sale Pressure
St Johns County, FL: 92/100 (severe) home-insurance distress; St Johns, FL band HIGH; St Johns, FL #70 of 3,222 counties; St Johns, FL #37 of 67 in Florida.
FEMA hazard, St Johns, FL: 98/100; St Johns, FL declarations, three years: 12; St Johns, FL perils: 6 hurricane, 6 tropical-storm; St Johns, FL five-year count 18 (severity 24.0); St Johns, FL ten-year 18; hazard-weighted, St Johns, FL: 48.0.
Declared incidents on the St Johns, FL record: 2024 Tropical Storm 6; 2024 Hurricane 6 (St Johns, FL); 2023 Tropical Storm 1; 2023 Hurricane 1 (St Johns, FL).
NFIP claims, St Johns, FL, three years: 81; St Johns, FL payouts $767,995; per St Johns, FL claim $9,481; St Johns, FL claim-stress 83/100.
St Johns, FL monthly score rose, 87 (March 2026) to 92 (October 2026); St Johns, FL by month: March 87, April 87, May 87, June 87 (St Johns, FL), July 87, August 87, September 87, October 92.
St Johns, FL components: climate 98, NFIP claims 83; St Johns, FL retreat index 92.
Construction distress, St Johns, FL: 86/100 as of August 2026 (St Johns, FL: 74/100 one-to-four unit, 99/100 multifamily).
St Johns, FL ZIPs, June 2026 (St Johns, FL, 12 highest): score 0 (St Johns, FL), climate 96 (St Johns, FL): 32224; score 0 (St Johns, FL), climate 90 (St Johns, FL): 32081; score 0 (St Johns, FL), climate 89 (St Johns, FL): 32033, 32080, 32082, 32084, St Johns, FL 32086, 32092, 32095, 32145, St Johns, FL 32259; score 0 (St Johns, FL), climate 77 (St Johns, FL): 32131.
DLRadar rescores St Johns, FL monthly; St Johns, FL readings join St Johns, FL foreclosure, lien and ownership parcels (St Johns, FL), so cost-squeezed St Johns, FL owners surface before listing.
Inside Florida, St Johns County ranks 37th of 67 counties for home-insurance distress at 92/100; Clay County (92/100) sits just above St Johns County, and Gulf County (91/100) sits just below St Johns County.
Deterministic. Every St Johns County, FL signal traces to a public St Johns dataset (FEMA, NFIP, Census for St Johns, FL) · how insurance distress works in St Johns, FL · methodology
FAQ: St Johns County, FL insurance distress
What is the St Johns County, FL home-insurance-distress score?
St Johns, FL: 92/100 (HIGH), #70 of 3,222, #37 in Florida. FEMA hazard, St Johns, FL: 98/100; NFIP stress, St Johns, FL: 83/100; construction, St Johns, FL: 86/100; St Johns, FL rescores monthly.
Is St Johns County insurance distress getting better or worse (FL)?
St Johns, FL: 87 in March 2026; St Johns, FL: 92 in October 2026 (worse); St Johns, FL climate component 98; St Johns, FL NFIP claims score 83.
How many flood-insurance claims has St Johns County, FL had?
St Johns, FL: 81 NFIP claims, three years; St Johns, FL paid $767,995; per St Johns, FL claim $9,481; carriers reprice St Johns, FL against that record.
Which St Johns County ZIP codes carry the most insurance distress (FL)?
St Johns, FL, June 2026: 32224 at 0, 32081 at 0, 32033 at 0, 32080 at 0; St Johns, FL climate scores there: 96, 90, 89, 89.
Why does St Johns, FL insurance distress create sellers?
A St Johns, FL premium outruns the St Johns, FL budget; a carrier leaves St Johns, FL; St Johns, FL carrying cost passes plan; St Johns, FL owners sell while current; St Johns, FL insurance distress leads St Johns, FL foreclosure data.