Pulaski County, GA: Home-Insurance Distress & Forced-Sale Pressure

DLRadar grades Pulaski County, Georgia at 61/100 for home-insurance distress, an elevated level that places it #815 of 3,222 counties, in the upper half of U.S. counties. When coverage gets expensive or impossible to renew, affected owners list early, ahead of any mortgage-default signal.

A #815 national standing means little alone; DLRadar pairs Pulaski County's coverage stress with default and ownership data before calling a parcel distressed.

Underwriters read this county through hurricane first -- it is the recurring driver in the declaration history.

The county's three-year flood-loss ledger — 1 claims, $0 paid (~$0/claim) — is the evidence carriers use to justify higher rates or withdrawal.

Physical exposure at 91/100 and claim experience at 16/100 together mark Pulaski County as a market where coverage, not the mortgage, forces the sale.

For an acquisition buyer, a elevated reading of 61/100 in Pulaski County is a targeting cue: it says a meaningful slice of local owners face a coverage bill rising faster than they planned for, and some will sell rather than absorb it.

With construction distress at 75/100, the cost to rebuild is elevated, which feeds directly into what carriers charge.

Driving it: a FEMA hazard score of 91/100; NFIP flood-claim stress of 16/100 over three years; 1 hurricane federal disaster declaration in three years, all of which push carriers toward higher rates or non-renewal.

Each month new hazard revisions and claim settlements refresh Pulaski County, keeping its insurance-distress score aligned with the live market.

The nationwide monthly build covers all 3,222 counties and connects Pulaski County reading to real foreclosure, tax-lien and ownership records. So you can reach the owners whose trigger is carrying cost — before they list.