Union County, GA: Home-Insurance Distress & Forced-Sale Pressure
Union County, GA: 78/100 (severe) home-insurance distress; Union, GA band MEDIUM; Union, GA #419 of 3,222 counties; Union, GA #74 of 159 in Georgia; raw Union, GA 71.1.
FEMA hazard, Union, GA: 90/100; Union, GA declarations, three years: 6; Union, GA perils: 4 tropical-storm; Union, GA five-year count 6 (severity 10.5); Union, GA ten-year 6; hazard-weighted, Union, GA: 12.0.
Declared incidents on the Union, GA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Union, GA); 2024 Tropical Storm 3 (Union, GA).
NFIP claims, Union, GA, three years: 4; Union, GA payouts $10,246; per Union, GA claim $2,562; Union, GA claim-stress 61/100.
Union, GA monthly score rose, 68 (March 2026) to 77 (October 2026); Union, GA by month: March 68, April 68, May 65, June 65 (Union, GA), July 63, August 62, September 62, October 77.
Union, GA components: climate 88, NFIP claims 61; Union, GA retreat index 77.
Construction distress, Union, GA: 66/100 as of August 2026 (Union, GA: 66/100 one-to-four unit, 83/100 multifamily).
Union, GA ZIPs, June 2026 (Union, GA, 4 highest): score 0 (Union, GA), climate 52 (Union, GA): 30560; score 0 (Union, GA), climate 49 (Union, GA): 30572; score 0 (Union, GA), climate 47 (Union, GA): 30512; score 0 (Union, GA), climate 38 (Union, GA): 30582.
DLRadar rescores Union, GA monthly; Union, GA readings join Union, GA foreclosure, lien and ownership parcels (Union, GA), so cost-squeezed Union, GA owners surface before listing.
Inside Georgia, Union County ranks 73rd of 159 counties for home-insurance distress at 78/100; Jasper County (79/100) sits just above Union County, and Lee County (78/100) sits just below Union County.
Deterministic. Every Union County, GA signal traces to a public Union dataset (FEMA, NFIP, Census for Union, GA) · how insurance distress works in Union, GA · methodology
FAQ: Union County, GA insurance distress
What is the Union County, GA home-insurance-distress score?
Union, GA: 78/100 (MEDIUM), #419 of 3,222, #74 in Georgia. FEMA hazard, Union, GA: 90/100; NFIP stress, Union, GA: 61/100; construction, Union, GA: 66/100; Union, GA rescores monthly.
Is Union County insurance distress getting better or worse (GA)?
Union, GA: 68 in March 2026; Union, GA: 77 in October 2026 (worse); Union, GA climate component 88; Union, GA NFIP claims score 61.
How many flood-insurance claims has Union County, GA had?
Union, GA: 4 NFIP claims, three years; Union, GA paid $10,246; per Union, GA claim $2,562; carriers reprice Union, GA against that record.
Which Union County ZIP codes carry the most insurance distress (GA)?
Union, GA, June 2026: 30560 at 0, 30572 at 0, 30512 at 0, 30582 at 0; Union, GA climate scores there: 52, 49, 47, 38.
Why does Union, GA insurance distress create sellers?
A Union, GA premium outruns the Union, GA budget; a carrier leaves Union, GA; Union, GA carrying cost passes plan; Union, GA owners sell while current; Union, GA insurance distress leads Union, GA foreclosure data.