Honolulu County, HI: Home-Insurance Distress & Forced-Sale Pressure
Honolulu County, HI: 96/100 (severe) home-insurance distress; Honolulu, HI band HIGH; Honolulu, HI #24 of 3,222 counties; Honolulu, HI #3 of 5 in Hawaii; raw Honolulu, HI 94.5.
FEMA hazard, Honolulu, HI: 97/100; Honolulu, HI declarations, three years: 8; Honolulu, HI perils: 3 hurricane, 2 tropical-storm, 3 flood, 3 fire; Honolulu, HI five-year count 3 (severity 6.0); Honolulu, HI ten-year 3; hazard-weighted, Honolulu, HI: 24.0.
Declared incidents on the Honolulu, HI record: 2026 Tropical Storm 3; 2026 Hurricane 3 (Honolulu, HI); 2026 Flood 3; 2025 Fire 3 (Honolulu, HI).
NFIP claims, Honolulu, HI, three years: 290; Honolulu, HI payouts $12,541,363; per Honolulu, HI claim $43,246; Honolulu, HI claim-stress 95/100.
Honolulu, HI monthly score rose, 71 (March 2026) to 96 (October 2026); Honolulu, HI by month: March 71, April 71, May 82, June 82 (Honolulu, HI), July 80, August 79, September 79, October 96.
Honolulu, HI components: climate 97, NFIP claims 95; Honolulu, HI retreat index 96.
Construction distress, Honolulu, HI: 47/100 as of August 2026 (Honolulu, HI: 68/100 one-to-four unit, 23/100 multifamily).
Honolulu, HI ZIPs, June 2026 (Honolulu, HI, 16 highest): score 0 (Honolulu, HI), climate 99 (Honolulu, HI): 96701, 96706, 96707, 96712, Honolulu, HI 96717, 96730, 96731, 96734, Honolulu, HI 96744, 96759, 96762, 96782, Honolulu, HI 96786, 96789, 96791, 96792.
DLRadar rescores Honolulu, HI monthly; Honolulu, HI readings join Honolulu, HI foreclosure, lien and ownership parcels (Honolulu, HI), so cost-squeezed Honolulu, HI owners surface before listing.
Inside Hawaii, Honolulu County ranks 2nd of 5 counties for home-insurance distress at 96/100; Maui County (98/100) sits just above Honolulu County, and Hawaii County (96/100) sits just below Honolulu County.
Deterministic. Every Honolulu County, HI signal traces to a public Honolulu dataset (FEMA, NFIP, Census for Honolulu, HI) · how insurance distress works in Honolulu, HI · methodology
FAQ: Honolulu County, HI insurance distress
What is the Honolulu County, HI home-insurance-distress score?
Honolulu, HI: 96/100 (HIGH), #24 of 3,222, #3 in Hawaii. FEMA hazard, Honolulu, HI: 97/100; NFIP stress, Honolulu, HI: 95/100; construction, Honolulu, HI: 47/100; Honolulu, HI rescores monthly.
Is Honolulu County insurance distress getting better or worse (HI)?
Honolulu, HI: 71 in March 2026; Honolulu, HI: 96 in October 2026 (worse); Honolulu, HI climate component 97; Honolulu, HI NFIP claims score 95.
How many flood-insurance claims has Honolulu County, HI had?
Honolulu, HI: 290 NFIP claims, three years; Honolulu, HI paid $12,541,363; per Honolulu, HI claim $43,246; carriers reprice Honolulu, HI against that record.
Which Honolulu County ZIP codes carry the most insurance distress (HI)?
Honolulu, HI, June 2026: 96701 at 0, 96706 at 0, 96707 at 0, 96712 at 0; Honolulu, HI climate scores there: 99, 99, 99, 99.
Why does Honolulu, HI insurance distress create sellers?
A Honolulu, HI premium outruns the Honolulu, HI budget; a carrier leaves Honolulu, HI; Honolulu, HI carrying cost passes plan; Honolulu, HI owners sell while current; Honolulu, HI insurance distress leads Honolulu, HI foreclosure data.