Delaware County, IA: Home-Insurance Distress & Forced-Sale Pressure
Delaware County, IA: 21/100 (low) home-insurance distress; Delaware, IA band LOW; Delaware, IA #2,087 of 3,222 counties; Delaware, IA #38 of 99 in Iowa; raw Delaware, IA 25.0; Delaware, IA coverage multiplier 0.85.
FEMA hazard, Delaware, IA: 0/100; Delaware, IA declarations, three years: none.
NFIP claims, Delaware, IA, three years: 1; Delaware, IA payouts $25,670; per Delaware, IA claim $25,670; Delaware, IA claim-stress 62/100.
Delaware, IA monthly score fell, 29 (March 2026) to 21 (October 2026); Delaware, IA by month: March 29, April 29, May 29, June 29 (Delaware, IA), July 29, August 29, September 29, October 21.
Delaware, IA components: NFIP claims 62; Delaware, IA retreat index 21; Delaware, IA climate multiplier 0.85.
Construction distress, Delaware, IA: 58/100 as of August 2026 (Delaware, IA: 46/100 one-to-four unit, 73/100 multifamily).
Delaware, IA ZIPs, June 2026 (Delaware, IA, 16 highest): score 0 (Delaware, IA), climate 68 (Delaware, IA): 52218; score 0 (Delaware, IA), climate 67 (Delaware, IA): 52065; score 0 (Delaware, IA), climate 65 (Delaware, IA): 52078; score 0 (Delaware, IA), climate 62 (Delaware, IA): 52040; score 0 (Delaware, IA), climate 52 (Delaware, IA): 52036, 52038, 52041, 52050, Delaware, IA 52057, 52223, 52237, 52330; score 0 (Delaware, IA), climate 48 (Delaware, IA): 52035; score 0 (Delaware, IA), climate 47 (Delaware, IA): 52042, 52076; score 0 (Delaware, IA), climate 45 (Delaware, IA): 52310.
DLRadar rescores Delaware, IA monthly; Delaware, IA readings join Delaware, IA foreclosure, lien and ownership parcels (Delaware, IA), so cost-squeezed Delaware, IA owners surface before listing.
Inside Iowa, Delaware County ranks 38th of 99 counties for home-insurance distress at 21/100; Hardin County (21/100) sits just above Delaware County, and Clayton County (21/100) sits just below Delaware County.
Deterministic. Every Delaware County, IA signal traces to a public Delaware dataset (FEMA, NFIP, Census for Delaware, IA) · how insurance distress works in Delaware, IA · methodology
FAQ: Delaware County, IA insurance distress
What is the Delaware County, IA home-insurance-distress score?
Delaware, IA: 21/100 (LOW), #2,087 of 3,222, #38 in Iowa. FEMA hazard, Delaware, IA: 0/100; NFIP stress, Delaware, IA: 62/100; construction, Delaware, IA: 58/100; Delaware, IA rescores monthly.
Is Delaware County insurance distress getting better or worse (IA)?
Delaware, IA: 29 in March 2026; Delaware, IA: 21 in October 2026 (better); Delaware, IA NFIP claims score 62.
How many flood-insurance claims has Delaware County, IA had?
Delaware, IA: 1 NFIP claims, three years; Delaware, IA paid $25,670; per Delaware, IA claim $25,670; carriers reprice Delaware, IA against that record.
Which Delaware County ZIP codes carry the most insurance distress (IA)?
Delaware, IA, June 2026: 52218 at 0, 52065 at 0, 52078 at 0, 52040 at 0; Delaware, IA climate scores there: 68, 67, 65, 62.
Why does Delaware, IA insurance distress create sellers?
A Delaware, IA premium outruns the Delaware, IA budget; a carrier leaves Delaware, IA; Delaware, IA carrying cost passes plan; Delaware, IA owners sell while current; Delaware, IA insurance distress leads Delaware, IA foreclosure data.