Mills County, IA: Home-Insurance Distress & Forced-Sale Pressure
Mills County, IA: 0/100 (low) home-insurance distress; Mills, IA band ZERO; Mills, IA #2,699 of 3,222 counties; Mills, IA #90 of 99 in Iowa; Mills, IA coverage multiplier 0.70.
FEMA hazard, Mills, IA: 0/100; Mills, IA declarations, three years: 2; Mills, IA five-year count 3 (severity 4.5); Mills, IA ten-year 3.
Declared incidents on the Mills, IA record: 2024 Tornado 3 (Mills, IA).
NFIP claims, Mills, IA, three years: none; Mills, IA claim-stress 0/100.
Mills, IA monthly score: 0 in every month from March 2026 (Mills, IA) through October 2026.
Mills, IA components: all zero this month; Mills, IA climate multiplier 0.70.
Construction distress, Mills, IA: 87/100 as of August 2026 (Mills, IA: 80/100 one-to-four unit, 87/100 multifamily).
Mills, IA ZIPs, June 2026 (Mills, IA, 11 highest): score 0 (Mills, IA), climate 74 (Mills, IA): 51503; score 0 (Mills, IA), climate 46 (Mills, IA): 51571; score 0 (Mills, IA), climate 36 (Mills, IA): 51541; score 0 (Mills, IA), climate 33 (Mills, IA): 51533; score 0 (Mills, IA), climate 28 (Mills, IA): 51534, 51540, 51551, 51554, Mills, IA 51561; score 0 (Mills, IA), climate 23 (Mills, IA): 51645; score 0 (Mills, IA), climate 20 (Mills, IA): 51653.
DLRadar rescores Mills, IA monthly; Mills, IA readings join Mills, IA foreclosure, lien and ownership parcels (Mills, IA), so cost-squeezed Mills, IA owners surface before listing.
Inside Iowa, Mills County ranks 90th of 99 counties for home-insurance distress at 0/100; Marion County (0/100) sits just above Mills County, and Monroe County (0/100) sits just below Mills County.
Deterministic. Every Mills County, IA signal traces to a public Mills dataset (FEMA, NFIP, Census for Mills, IA) · how insurance distress works in Mills, IA · methodology
FAQ: Mills County, IA insurance distress
What is the Mills County, IA home-insurance-distress score?
Mills, IA: 0/100 (ZERO), #2,699 of 3,222, #90 in Iowa. FEMA hazard, Mills, IA: 0/100; NFIP stress, Mills, IA: 0/100; construction, Mills, IA: 87/100; Mills, IA rescores monthly.
Is Mills County insurance distress getting better or worse (IA)?
Mills, IA: 0 in March 2026; Mills, IA: 0 in October 2026 (unchanged).
Which Mills County ZIP codes carry the most insurance distress (IA)?
Mills, IA, June 2026: 51503 at 0, 51571 at 0, 51541 at 0, 51533 at 0; Mills, IA climate scores there: 74, 46, 36, 33.
Why does Mills, IA insurance distress create sellers?
A Mills, IA premium outruns the Mills, IA budget; a carrier leaves Mills, IA; Mills, IA carrying cost passes plan; Mills, IA owners sell while current; Mills, IA insurance distress leads Mills, IA foreclosure data.