Union County, IA: Home-Insurance Distress & Forced-Sale Pressure
Union County, IA: 18/100 (low) home-insurance distress; Union, IA band LOW; Union, IA #2,372 of 3,222 counties; Union, IA #55 of 99 in Iowa; raw Union, IA 21.7; Union, IA coverage multiplier 0.85.
FEMA hazard, Union, IA: 0/100; Union, IA declarations, three years: 2; Union, IA five-year count 3 (severity 4.5); Union, IA ten-year 3.
Declared incidents on the Union, IA record: 2024 Tornado 3 (Union, IA).
NFIP claims, Union, IA, three years: 1; Union, IA payouts $7,107; per Union, IA claim $7,107; Union, IA claim-stress 54/100.
Union, IA monthly score rose, 0 (March 2026) to 18 (October 2026); Union, IA by month: March 0, April 0, May 0, June 0 (Union, IA), July 0, August 0, September 0, October 18.
Union, IA components: NFIP claims 54; Union, IA retreat index 18; Union, IA climate multiplier 0.85.
Construction distress, Union, IA: 7/100 as of August 2026 (Union, IA: 10/100 one-to-four unit, 8/100 multifamily).
Union, IA ZIPs, June 2026 (Union, IA, 11 highest): score 0 (Union, IA), climate 47 (Union, IA): 50254, 50830, 50831, 50842; score 0 (Union, IA), climate 42 (Union, IA): 50801; score 0 (Union, IA), climate 41 (Union, IA): 50149; score 0 (Union, IA), climate 39 (Union, IA): 50861; score 0 (Union, IA), climate 33 (Union, IA): 50851; score 0 (Union, IA), climate 28 (Union, IA): 50174; score 0 (Union, IA), climate 24 (Union, IA): 50074; score 0 (Union, IA), climate 23 (Union, IA): 50845.
DLRadar rescores Union, IA monthly; Union, IA readings join Union, IA foreclosure, lien and ownership parcels (Union, IA), so cost-squeezed Union, IA owners surface before listing.
Inside Iowa, Union County ranks 55th of 99 counties for home-insurance distress at 18/100; Bremer County (19/100) sits just above Union County, and Clinton County (18/100) sits just below Union County.
Deterministic. Every Union County, IA signal traces to a public Union dataset (FEMA, NFIP, Census for Union, IA) · how insurance distress works in Union, IA · methodology
FAQ: Union County, IA insurance distress
What is the Union County, IA home-insurance-distress score?
Union, IA: 18/100 (LOW), #2,372 of 3,222, #55 in Iowa. FEMA hazard, Union, IA: 0/100; NFIP stress, Union, IA: 54/100; construction, Union, IA: 7/100; Union, IA rescores monthly.
Is Union County insurance distress getting better or worse (IA)?
Union, IA: 0 in March 2026; Union, IA: 18 in October 2026 (worse); Union, IA NFIP claims score 54.
How many flood-insurance claims has Union County, IA had?
Union, IA: 1 NFIP claims, three years; Union, IA paid $7,107; per Union, IA claim $7,107; carriers reprice Union, IA against that record.
Which Union County ZIP codes carry the most insurance distress (IA)?
Union, IA, June 2026: 50254 at 0, 50830 at 0, 50831 at 0, 50842 at 0; Union, IA climate scores there: 47, 47, 47, 47.
Why does Union, IA insurance distress create sellers?
A Union, IA premium outruns the Union, IA budget; a carrier leaves Union, IA; Union, IA carrying cost passes plan; Union, IA owners sell while current; Union, IA insurance distress leads Union, IA foreclosure data.