Scott County, IL: Home-Insurance Distress & Forced-Sale Pressure
Scott County, IL: 0/100 (low) home-insurance distress; Scott, IL band ZERO; Scott, IL #2,656 of 3,222 counties; Scott, IL #95 of 102 in Illinois; Scott, IL coverage multiplier 0.70.
FEMA hazard, Scott, IL: 0/100; Scott, IL declarations, three years: none; Scott, IL five-year count 3 (severity 3.0); Scott, IL ten-year 3.
Declared incidents on the Scott, IL record: 2023 Severe Storm 1 (Scott, IL).
NFIP claims, Scott, IL, three years: none; Scott, IL claim-stress 0/100.
Scott, IL monthly score: 0 in every month from March 2026 (Scott, IL) through October 2026.
Scott, IL components: all zero this month; Scott, IL climate multiplier 0.70.
Construction distress, Scott, IL: 0/100 as of August 2026 (Scott, IL: 0/100 one-to-four unit, 0/100 multifamily).
Scott, IL ZIPs, June 2026 (Scott, IL, 9 highest): score 0 (Scott, IL), climate 70 (Scott, IL): 62650; score 0 (Scott, IL), climate 63 (Scott, IL): 62628, 62668; score 0 (Scott, IL), climate 55 (Scott, IL): 62665; score 0 (Scott, IL), climate 14 (Scott, IL): 62082; score 0 (Scott, IL), climate 10 (Scott, IL): 62621; score 0 (Scott, IL), climate 7 (Scott, IL): 62694; score 0 (Scott, IL), climate 5 (Scott, IL): 62610, 62663.
DLRadar rescores Scott, IL monthly; Scott, IL readings join Scott, IL foreclosure, lien and ownership parcels (Scott, IL), so cost-squeezed Scott, IL owners surface before listing.
Inside Illinois, Scott County ranks 95th of 102 counties for home-insurance distress at 0/100; Schuyler County (0/100) sits just above Scott County, and Shelby County (0/100) sits just below Scott County.
Deterministic. Every Scott County, IL signal traces to a public Scott dataset (FEMA, NFIP, Census for Scott, IL) · how insurance distress works in Scott, IL · methodology
FAQ: Scott County, IL insurance distress
What is the Scott County, IL home-insurance-distress score?
Scott, IL: 0/100 (ZERO), #2,656 of 3,222, #95 in Illinois. FEMA hazard, Scott, IL: 0/100; NFIP stress, Scott, IL: 0/100; construction, Scott, IL: 0/100; Scott, IL rescores monthly.
Is Scott County insurance distress getting better or worse (IL)?
Scott, IL: 0 in March 2026; Scott, IL: 0 in October 2026 (unchanged).
Which Scott County ZIP codes carry the most insurance distress (IL)?
Scott, IL, June 2026: 62650 at 0, 62628 at 0, 62668 at 0, 62665 at 0; Scott, IL climate scores there: 70, 63, 63, 55.
Why does Scott, IL insurance distress create sellers?
A Scott, IL premium outruns the Scott, IL budget; a carrier leaves Scott, IL; Scott, IL carrying cost passes plan; Scott, IL owners sell while current; Scott, IL insurance distress leads Scott, IL foreclosure data.