Henry County, IN: Home-Insurance Distress & Forced-Sale Pressure
Henry County, IN: 75/100 (severe) home-insurance distress; Henry, IN band MEDIUM; Henry, IN #502 of 3,222 counties; Henry, IN #10 of 92 in Indiana.
FEMA hazard, Henry, IN: 68/100; Henry, IN declarations, three years: 6; Henry, IN perils: 4 flood; Henry, IN five-year count 3 (severity 6.0); Henry, IN ten-year 3; hazard-weighted, Henry, IN: 8.0.
Declared incidents on the Henry, IN record: 2026 Flood 6; 2026 Winter Storm 3 (Henry, IN).
NFIP claims, Henry, IN, three years: 18; Henry, IN payouts $504,465; per Henry, IN claim $28,026; Henry, IN claim-stress 85/100.
Henry, IN monthly score rose, 19 (March 2026) to 80 (October 2026); Henry, IN by month: March 19, April 19, May 19, June 19 (Henry, IN), July 19, August 64, September 64, October 80.
Henry, IN components: climate 77, NFIP claims 85; Henry, IN retreat index 80.
Construction distress, Henry, IN: 33/100 as of August 2026 (Henry, IN: 26/100 one-to-four unit, 29/100 multifamily).
Henry, IN ZIPs, June 2026 (Henry, IN, 16 highest): score 0 (Henry, IN), climate 75 (Henry, IN): 47302, 47334; score 0 (Henry, IN), climate 71 (Henry, IN): 46056; score 0 (Henry, IN), climate 67 (Henry, IN): 47346; score 0 (Henry, IN), climate 65 (Henry, IN): 47327; score 0 (Henry, IN), climate 54 (Henry, IN): 46117, 46186; score 0 (Henry, IN), climate 50 (Henry, IN): 47356; score 0 (Henry, IN), climate 48 (Henry, IN): 47360, 47384; score 0 (Henry, IN), climate 47 (Henry, IN): 47337, 47344, 47351, 47361, Henry, IN 47362, 47366.
DLRadar rescores Henry, IN monthly; Henry, IN readings join Henry, IN foreclosure, lien and ownership parcels (Henry, IN), so cost-squeezed Henry, IN owners surface before listing.
Inside Indiana, Henry County ranks 10th of 92 counties for home-insurance distress at 75/100; Wayne County (75/100) sits just above Henry County, and Bartholomew County (75/100) sits just below Henry County.
Deterministic. Every Henry County, IN signal traces to a public Henry dataset (FEMA, NFIP, Census for Henry, IN) · how insurance distress works in Henry, IN · methodology
FAQ: Henry County, IN insurance distress
What is the Henry County, IN home-insurance-distress score?
Henry, IN: 75/100 (MEDIUM), #502 of 3,222, #10 in Indiana. FEMA hazard, Henry, IN: 68/100; NFIP stress, Henry, IN: 85/100; construction, Henry, IN: 33/100; Henry, IN rescores monthly.
Is Henry County insurance distress getting better or worse (IN)?
Henry, IN: 19 in March 2026; Henry, IN: 80 in October 2026 (worse); Henry, IN climate component 77; Henry, IN NFIP claims score 85.
How many flood-insurance claims has Henry County, IN had?
Henry, IN: 18 NFIP claims, three years; Henry, IN paid $504,465; per Henry, IN claim $28,026; carriers reprice Henry, IN against that record.
Which Henry County ZIP codes carry the most insurance distress (IN)?
Henry, IN, June 2026: 47302 at 0, 47334 at 0, 46056 at 0, 47346 at 0; Henry, IN climate scores there: 75, 75, 71, 67.
Why does Henry, IN insurance distress create sellers?
A Henry, IN premium outruns the Henry, IN budget; a carrier leaves Henry, IN; Henry, IN carrying cost passes plan; Henry, IN owners sell while current; Henry, IN insurance distress leads Henry, IN foreclosure data.