Martin County, IN: Home-Insurance Distress & Forced-Sale Pressure
Martin County, IN: 60/100 (elevated) home-insurance distress; Martin, IN band MEDIUM; Martin, IN #894 of 3,222 counties; Martin, IN #33 of 92 in Indiana.
FEMA hazard, Martin, IN: 52/100; Martin, IN declarations, three years: 4; Martin, IN perils: 2 flood; Martin, IN five-year count 6 (severity 12.0); Martin, IN ten-year 6; hazard-weighted, Martin, IN: 4.0.
Declared incidents on the Martin, IN record: 2026 Winter Storm 3; 2025 Flood 3 (Martin, IN).
NFIP claims, Martin, IN, three years: 3; Martin, IN payouts $76,103; per Martin, IN claim $25,368; Martin, IN claim-stress 72/100.
Martin, IN monthly score fell, 68 (March 2026) to 64 (October 2026); Martin, IN by month: March 68, April 68, May 64, June 64 (Martin, IN), July 61, August 60, September 61, October 64.
Martin, IN components: climate 60, NFIP claims 72; Martin, IN retreat index 64.
Construction distress, Martin, IN: 24/100 as of August 2026 (Martin, IN: 61/100 one-to-four unit, 15/100 multifamily).
Martin, IN ZIPs, June 2026 (Martin, IN, 7 highest): score 0 (Martin, IN), climate 54 (Martin, IN): 47562; score 0 (Martin, IN), climate 47 (Martin, IN): 47446; score 0 (Martin, IN), climate 44 (Martin, IN): 47470; score 0 (Martin, IN), climate 40 (Martin, IN): 47432; score 0 (Martin, IN), climate 29 (Martin, IN): 47553; score 0 (Martin, IN), climate 13 (Martin, IN): 47522, 47581.
DLRadar rescores Martin, IN monthly; Martin, IN readings join Martin, IN foreclosure, lien and ownership parcels (Martin, IN), so cost-squeezed Martin, IN owners surface before listing.
Inside Indiana, Martin County ranks 33rd of 92 counties for home-insurance distress at 60/100; Washington County (62/100) sits just above Martin County, and Clay County (60/100) sits just below Martin County.
Deterministic. Every Martin County, IN signal traces to a public Martin dataset (FEMA, NFIP, Census for Martin, IN) · how insurance distress works in Martin, IN · methodology
FAQ: Martin County, IN insurance distress
What is the Martin County, IN home-insurance-distress score?
Martin, IN: 60/100 (MEDIUM), #894 of 3,222, #33 in Indiana. FEMA hazard, Martin, IN: 52/100; NFIP stress, Martin, IN: 72/100; construction, Martin, IN: 24/100; Martin, IN rescores monthly.
Is Martin County insurance distress getting better or worse (IN)?
Martin, IN: 68 in March 2026; Martin, IN: 64 in October 2026 (better); Martin, IN climate component 60; Martin, IN NFIP claims score 72.
How many flood-insurance claims has Martin County, IN had?
Martin, IN: 3 NFIP claims, three years; Martin, IN paid $76,103; per Martin, IN claim $25,368; carriers reprice Martin, IN against that record.
Which Martin County ZIP codes carry the most insurance distress (IN)?
Martin, IN, June 2026: 47562 at 0, 47446 at 0, 47470 at 0, 47432 at 0; Martin, IN climate scores there: 54, 47, 44, 40.
Why does Martin, IN insurance distress create sellers?
A Martin, IN premium outruns the Martin, IN budget; a carrier leaves Martin, IN; Martin, IN carrying cost passes plan; Martin, IN owners sell while current; Martin, IN insurance distress leads Martin, IN foreclosure data.