Orange County, IN: Home-Insurance Distress & Forced-Sale Pressure
Orange County, IN: 35/100 (moderate) home-insurance distress; Orange, IN band LOW; Orange, IN #1,459 of 3,222 counties; Orange, IN #61 of 92 in Indiana; raw Orange, IN 41.0; Orange, IN coverage multiplier 0.85.
FEMA hazard, Orange, IN: 68/100; Orange, IN declarations, three years: 6; Orange, IN perils: 4 flood; Orange, IN five-year count 6 (severity 12.0); Orange, IN ten-year 6; hazard-weighted, Orange, IN: 8.0.
Declared incidents on the Orange, IN record: 2026 Winter Storm 2; 2026 Flood 2 (Orange, IN); 2025 Flood 2 (Orange, IN).
NFIP claims, Orange, IN, three years: none; Orange, IN claim-stress 0/100.
Orange, IN monthly score rose, 33 (March 2026) to 35 (October 2026); Orange, IN by month: March 33, April 33, May 30, June 30 (Orange, IN), July 27, August 36, September 36, October 35.
Orange, IN components: climate 68; Orange, IN retreat index 35; Orange, IN climate multiplier 0.85.
Construction distress, Orange, IN: 87/100 as of August 2026 (Orange, IN: 64/100 one-to-four unit, 94/100 multifamily).
Orange, IN ZIPs, June 2026 (Orange, IN, 11 highest): score 0 (Orange, IN), climate 62 (Orange, IN): 47527; score 0 (Orange, IN), climate 46 (Orange, IN): 47513; score 0 (Orange, IN), climate 43 (Orange, IN): 47108; score 0 (Orange, IN), climate 42 (Orange, IN): 47125, 47452; score 0 (Orange, IN), climate 40 (Orange, IN): 47432, 47454, 47469; score 0 (Orange, IN), climate 29 (Orange, IN): 47140; score 0 (Orange, IN), climate 25 (Orange, IN): 47118; score 0 (Orange, IN), climate 23 (Orange, IN): 47175.
DLRadar rescores Orange, IN monthly; Orange, IN readings join Orange, IN foreclosure, lien and ownership parcels (Orange, IN), so cost-squeezed Orange, IN owners surface before listing.
Inside Indiana, Orange County ranks 61st of 92 counties for home-insurance distress at 35/100; Laporte County (35/100) sits just above Orange County, and Pike County (35/100) sits just below Orange County.
Deterministic. Every Orange County, IN signal traces to a public Orange dataset (FEMA, NFIP, Census for Orange, IN) · how insurance distress works in Orange, IN · methodology
FAQ: Orange County, IN insurance distress
What is the Orange County, IN home-insurance-distress score?
Orange, IN: 35/100 (LOW), #1,459 of 3,222, #61 in Indiana. FEMA hazard, Orange, IN: 68/100; NFIP stress, Orange, IN: 0/100; construction, Orange, IN: 87/100; Orange, IN rescores monthly.
Is Orange County insurance distress getting better or worse (IN)?
Orange, IN: 33 in March 2026; Orange, IN: 35 in October 2026 (worse); Orange, IN climate component 68.
Which Orange County ZIP codes carry the most insurance distress (IN)?
Orange, IN, June 2026: 47527 at 0, 47513 at 0, 47108 at 0, 47125 at 0; Orange, IN climate scores there: 62, 46, 43, 42.
Why does Orange, IN insurance distress create sellers?
A Orange, IN premium outruns the Orange, IN budget; a carrier leaves Orange, IN; Orange, IN carrying cost passes plan; Orange, IN owners sell while current; Orange, IN insurance distress leads Orange, IN foreclosure data.