Porter County, IN: Home-Insurance Distress & Forced-Sale Pressure
Porter County, IN: 64/100 (elevated) home-insurance distress; Porter, IN band MEDIUM; Porter, IN #803 of 3,222 counties; Porter, IN #28 of 92 in Indiana.
FEMA hazard, Porter, IN: 68/100; Porter, IN declarations, three years: 6; Porter, IN perils: 4 flood; Porter, IN five-year count 3 (severity 6.0); Porter, IN ten-year 3; hazard-weighted, Porter, IN: 8.0.
Declared incidents on the Porter, IN record: 2026 Flood 6; 2026 Winter Storm 3 (Porter, IN).
NFIP claims, Porter, IN, three years: 3; Porter, IN payouts $3,949; per Porter, IN claim $1,316; Porter, IN claim-stress 57/100.
Porter, IN monthly score rose, 20 (March 2026) to 69 (October 2026); Porter, IN by month: March 20, April 20, May 20, June 20 (Porter, IN), July 20, August 66, September 66, October 69.
Porter, IN components: climate 77, NFIP claims 57; Porter, IN retreat index 69.
Construction distress, Porter, IN: 44/100 as of August 2026 (Porter, IN: 45/100 one-to-four unit, 3/100 multifamily).
Porter, IN ZIPs, June 2026 (Porter, IN, 16 highest): score 0 (Porter, IN), climate 95 (Porter, IN): 46307; score 0 (Porter, IN), climate 94 (Porter, IN): 46403; score 0 (Porter, IN), climate 92 (Porter, IN): 46342; score 0 (Porter, IN), climate 89 (Porter, IN): 46341; score 0 (Porter, IN), climate 84 (Porter, IN): 46301, 46302, 46304, 46347, Porter, IN 46368, 46383, 46385, 46393; score 0 (Porter, IN), climate 80 (Porter, IN): 46391; score 0 (Porter, IN), climate 79 (Porter, IN): 46348, 46360, 46390.
DLRadar rescores Porter, IN monthly; Porter, IN readings join Porter, IN foreclosure, lien and ownership parcels (Porter, IN), so cost-squeezed Porter, IN owners surface before listing.
Inside Indiana, Porter County ranks 28th of 92 counties for home-insurance distress at 64/100; Hancock County (65/100) sits just above Porter County, and Kosciusko County (63/100) sits just below Porter County.
Deterministic. Every Porter County, IN signal traces to a public Porter dataset (FEMA, NFIP, Census for Porter, IN) · how insurance distress works in Porter, IN · methodology
FAQ: Porter County, IN insurance distress
What is the Porter County, IN home-insurance-distress score?
Porter, IN: 64/100 (MEDIUM), #803 of 3,222, #28 in Indiana. FEMA hazard, Porter, IN: 68/100; NFIP stress, Porter, IN: 57/100; construction, Porter, IN: 44/100; Porter, IN rescores monthly.
Is Porter County insurance distress getting better or worse (IN)?
Porter, IN: 20 in March 2026; Porter, IN: 69 in October 2026 (worse); Porter, IN climate component 77; Porter, IN NFIP claims score 57.
How many flood-insurance claims has Porter County, IN had?
Porter, IN: 3 NFIP claims, three years; Porter, IN paid $3,949; per Porter, IN claim $1,316; carriers reprice Porter, IN against that record.
Which Porter County ZIP codes carry the most insurance distress (IN)?
Porter, IN, June 2026: 46307 at 0, 46403 at 0, 46342 at 0, 46341 at 0; Porter, IN climate scores there: 95, 94, 92, 89.
Why does Porter, IN insurance distress create sellers?
A Porter, IN premium outruns the Porter, IN budget; a carrier leaves Porter, IN; Porter, IN carrying cost passes plan; Porter, IN owners sell while current; Porter, IN insurance distress leads Porter, IN foreclosure data.