Marion County, KY: Home-Insurance Distress & Forced-Sale Pressure
Marion County, KY: 32/100 (moderate) home-insurance distress; Marion, KY band LOW; Marion, KY #1,529 of 3,222 counties; Marion, KY #116 of 120 in Kentucky; raw Marion, KY 35.3; Marion, KY coverage multiplier 0.85.
FEMA hazard, Marion, KY: 63/100; Marion, KY declarations, three years: 8; Marion, KY perils: 6 severe-storm; Marion, KY five-year count 15 (severity 27.0); Marion, KY ten-year 15; hazard-weighted, Marion, KY: 6.0.
Declared incidents on the Marion, KY record: 2026 Winter Storm 2; 2025 Severe Storm 6 (Marion, KY); 2023 Severe Storm 3 (Marion, KY).
NFIP claims, Marion, KY, three years: none; Marion, KY claim-stress 0/100.
Marion, KY monthly score held, 37 (March 2026) to 37 (October 2026); Marion, KY by month: March 37, April 37, May 35, June 35 (Marion, KY), July 41, August 33, September 32, October 37.
Marion, KY components: climate 72; Marion, KY retreat index 37; Marion, KY climate multiplier 0.85.
Construction distress, Marion, KY: 24/100 as of August 2026 (Marion, KY: 44/100 one-to-four unit, 0/100 multifamily).
Marion, KY ZIPs, June 2026 (Marion, KY, 11 highest): score 0 (Marion, KY), climate 37 (Marion, KY): 40052; score 0 (Marion, KY), climate 35 (Marion, KY): 40328; score 0 (Marion, KY), climate 34 (Marion, KY): 40037; score 0 (Marion, KY), climate 33 (Marion, KY): 42718; score 0 (Marion, KY), climate 32 (Marion, KY): 40009; score 0 (Marion, KY), climate 31 (Marion, KY): 40049, 40060, 40062, 40063; score 0 (Marion, KY), climate 30 (Marion, KY): 40033; score 0 (Marion, KY), climate 19 (Marion, KY): 40069.
DLRadar rescores Marion, KY monthly; Marion, KY readings join Marion, KY foreclosure, lien and ownership parcels (Marion, KY), so cost-squeezed Marion, KY owners surface before listing.
Inside Kentucky, Marion County ranks 116th of 120 counties for home-insurance distress at 32/100; Grant County (37/100) sits just above Marion County, and Mason County (32/100) sits just below Marion County.
Deterministic. Every Marion County, KY signal traces to a public Marion dataset (FEMA, NFIP, Census for Marion, KY) · how insurance distress works in Marion, KY · methodology
FAQ: Marion County, KY insurance distress
What is the Marion County, KY home-insurance-distress score?
Marion, KY: 32/100 (LOW), #1,529 of 3,222, #116 in Kentucky. FEMA hazard, Marion, KY: 63/100; NFIP stress, Marion, KY: 0/100; construction, Marion, KY: 24/100; Marion, KY rescores monthly.
Is Marion County insurance distress getting better or worse (KY)?
Marion, KY: 37 in March 2026; Marion, KY: 37 in October 2026 (unchanged); Marion, KY climate component 72.
Which Marion County ZIP codes carry the most insurance distress (KY)?
Marion, KY, June 2026: 40052 at 0, 40328 at 0, 40037 at 0, 42718 at 0; Marion, KY climate scores there: 37, 35, 34, 33.
Why does Marion, KY insurance distress create sellers?
A Marion, KY premium outruns the Marion, KY budget; a carrier leaves Marion, KY; Marion, KY carrying cost passes plan; Marion, KY owners sell while current; Marion, KY insurance distress leads Marion, KY foreclosure data.