Pike County, KY: Home-Insurance Distress & Forced-Sale Pressure
Pike County, KY: 77/100 (severe) home-insurance distress; Pike, KY band MEDIUM; Pike, KY #457 of 3,222 counties; Pike, KY #43 of 120 in Kentucky.
FEMA hazard, Pike, KY: 63/100; Pike, KY declarations, three years: 8; Pike, KY perils: 6 severe-storm; Pike, KY five-year count 12 (severity 24.0); Pike, KY ten-year 12; hazard-weighted, Pike, KY: 6.0.
Declared incidents on the Pike, KY record: 2026 Winter Storm 2; 2025 Severe Storm 6 (Pike, KY).
NFIP claims, Pike, KY, three years: 313; Pike, KY payouts $18,451,572; per Pike, KY claim $58,951; Pike, KY claim-stress 97/100.
Pike, KY monthly score fell, 83 (March 2026) to 82 (October 2026); Pike, KY by month: March 83, April 83, May 80, June 80 (Pike, KY), July 87, August 78, September 77, October 82.
Pike, KY components: climate 72, NFIP claims 97; Pike, KY retreat index 82.
Construction distress, Pike, KY: 100/100 as of August 2026 (Pike, KY: 100/100 one-to-four unit, 100/100 multifamily).
Pike, KY ZIPs, June 2026 (Pike, KY, 16 highest): score 0 (Pike, KY), climate 91 (Pike, KY): 41605; score 0 (Pike, KY), climate 88 (Pike, KY): 41659; score 0 (Pike, KY), climate 86 (Pike, KY): 41501, 41503, 41512, 41513, Pike, KY 41519, 41522, 41524, 41526, Pike, KY 41527, 41528, 41531, 41534, Pike, KY 41535, 41538.
DLRadar rescores Pike, KY monthly; Pike, KY readings join Pike, KY foreclosure, lien and ownership parcels (Pike, KY), so cost-squeezed Pike, KY owners surface before listing.
Inside Kentucky, Pike County ranks 43rd of 120 counties for home-insurance distress at 77/100; Madison County (77/100) sits just above Pike County, and Livingston County (76/100) sits just below Pike County.
Deterministic. Every Pike County, KY signal traces to a public Pike dataset (FEMA, NFIP, Census for Pike, KY) · how insurance distress works in Pike, KY · methodology
FAQ: Pike County, KY insurance distress
What is the Pike County, KY home-insurance-distress score?
Pike, KY: 77/100 (MEDIUM), #457 of 3,222, #43 in Kentucky. FEMA hazard, Pike, KY: 63/100; NFIP stress, Pike, KY: 97/100; construction, Pike, KY: 100/100; Pike, KY rescores monthly.
Is Pike County insurance distress getting better or worse (KY)?
Pike, KY: 83 in March 2026; Pike, KY: 82 in October 2026 (better); Pike, KY climate component 72; Pike, KY NFIP claims score 97.
How many flood-insurance claims has Pike County, KY had?
Pike, KY: 313 NFIP claims, three years; Pike, KY paid $18,451,572; per Pike, KY claim $58,951; carriers reprice Pike, KY against that record.
Which Pike County ZIP codes carry the most insurance distress (KY)?
Pike, KY, June 2026: 41605 at 0, 41659 at 0, 41501 at 0, 41503 at 0; Pike, KY climate scores there: 91, 88, 86, 86.
Why does Pike, KY insurance distress create sellers?
A Pike, KY premium outruns the Pike, KY budget; a carrier leaves Pike, KY; Pike, KY carrying cost passes plan; Pike, KY owners sell while current; Pike, KY insurance distress leads Pike, KY foreclosure data.