Washington County, KY: Home-Insurance Distress & Forced-Sale Pressure
Washington County, KY: 83/100 (severe) home-insurance distress; Washington, KY band HIGH; Washington, KY #269 of 3,222 counties; Washington, KY #12 of 120 in Kentucky.
FEMA hazard, Washington, KY: 84/100; Washington, KY declarations, three years: 12; Washington, KY perils: 2 tropical-storm, 8 severe-storm; Washington, KY five-year count 21 (severity 36.0); Washington, KY ten-year 21; hazard-weighted, Washington, KY: 14.0.
Declared incidents on the Washington, KY record: 2026 Winter Storm 2; 2025 Severe Storm 6 (Washington, KY); 2024 Tropical Storm 2; 2024 Severe Storm 2 (Washington, KY); 2023 Severe Storm 3 (Washington, KY).
NFIP claims, Washington, KY, three years: 4; Washington, KY payouts $248,652; per Washington, KY claim $62,163; Washington, KY claim-stress 81/100.
Washington, KY monthly score held, 88 (March 2026) to 88 (October 2026); Washington, KY by month: March 88, April 88, May 86, June 86 (Washington, KY), July 90, August 86, September 84, October 88.
Washington, KY components: climate 92, NFIP claims 81; Washington, KY retreat index 88.
Construction distress, Washington, KY: 67/100 as of August 2026 (Washington, KY: 68/100 one-to-four unit, 3/100 multifamily).
Washington, KY ZIPs, June 2026 (Washington, KY, 8 highest): score 0 (Washington, KY), climate 40 (Washington, KY): 40468; score 0 (Washington, KY), climate 39 (Washington, KY): 40330; score 0 (Washington, KY), climate 34 (Washington, KY): 40037; score 0 (Washington, KY), climate 30 (Washington, KY): 40033; score 0 (Washington, KY), climate 19 (Washington, KY): 40040, 40061, 40069, 40078.
DLRadar rescores Washington, KY monthly; Washington, KY readings join Washington, KY foreclosure, lien and ownership parcels (Washington, KY), so cost-squeezed Washington, KY owners surface before listing.
Inside Kentucky, Washington County ranks 12th of 120 counties for home-insurance distress at 83/100; Woodford County (83/100) sits just above Washington County, and Jefferson County (83/100) sits just below Washington County.
Deterministic. Every Washington County, KY signal traces to a public Washington dataset (FEMA, NFIP, Census for Washington, KY) · how insurance distress works in Washington, KY · methodology
FAQ: Washington County, KY insurance distress
What is the Washington County, KY home-insurance-distress score?
Washington, KY: 83/100 (HIGH), #269 of 3,222, #12 in Kentucky. FEMA hazard, Washington, KY: 84/100; NFIP stress, Washington, KY: 81/100; construction, Washington, KY: 67/100; Washington, KY rescores monthly.
Is Washington County insurance distress getting better or worse (KY)?
Washington, KY: 88 in March 2026; Washington, KY: 88 in October 2026 (unchanged); Washington, KY climate component 92; Washington, KY NFIP claims score 81.
How many flood-insurance claims has Washington County, KY had?
Washington, KY: 4 NFIP claims, three years; Washington, KY paid $248,652; per Washington, KY claim $62,163; carriers reprice Washington, KY against that record.
Which Washington County ZIP codes carry the most insurance distress (KY)?
Washington, KY, June 2026: 40468 at 0, 40330 at 0, 40037 at 0, 40033 at 0; Washington, KY climate scores there: 40, 39, 34, 30.
Why does Washington, KY insurance distress create sellers?
A Washington, KY premium outruns the Washington, KY budget; a carrier leaves Washington, KY; Washington, KY carrying cost passes plan; Washington, KY owners sell while current; Washington, KY insurance distress leads Washington, KY foreclosure data.