Manistee County, MI: Home-Insurance Distress & Forced-Sale Pressure
Manistee County, MI: 37/100 (moderate) home-insurance distress; Manistee, MI band LOW; Manistee, MI #1,412 of 3,222 counties; Manistee, MI #34 of 83 in Michigan.
FEMA hazard, Manistee, MI: 52/100; Manistee, MI declarations, three years: 2; Manistee, MI perils: 2 flood; hazard-weighted, Manistee, MI: 4.0.
Declared incidents on the Manistee, MI record: 2026 Flood 3 (Manistee, MI).
NFIP claims, Manistee, MI, three years: 1; Manistee, MI payouts $0; per Manistee, MI claim $0; Manistee, MI claim-stress 15/100.
Manistee, MI monthly score rose, 0 (March 2026) to 42 (October 2026); Manistee, MI by month: March 0, April 0, May 5, June 5 (Manistee, MI), July 39, August 38, September 38, October 42.
Manistee, MI components: climate 60, NFIP claims 15; Manistee, MI retreat index 42.
Construction distress, Manistee, MI: 27/100 as of August 2026 (Manistee, MI: 28/100 one-to-four unit, 27/100 multifamily).
Manistee, MI ZIPs, June 2026 (Manistee, MI, 15 highest): score 0 (Manistee, MI), climate 35 (Manistee, MI): 49614, 49619, 49625, 49626, Manistee, MI 49634, 49645, 49675, 49689; score 0 (Manistee, MI), climate 33 (Manistee, MI): 49638, 49660, 49668; score 0 (Manistee, MI), climate 29 (Manistee, MI): 49613; score 0 (Manistee, MI), climate 28 (Manistee, MI): 49683; score 0 (Manistee, MI), climate 23 (Manistee, MI): 49411; score 0 (Manistee, MI), climate 18 (Manistee, MI): 49644.
DLRadar rescores Manistee, MI monthly; Manistee, MI readings join Manistee, MI foreclosure, lien and ownership parcels (Manistee, MI), so cost-squeezed Manistee, MI owners surface before listing.
Inside Michigan, Manistee County ranks 34th of 83 counties for home-insurance distress at 37/100; Allegan County (37/100) sits just above Manistee County, and Marquette County (37/100) sits just below Manistee County.
Deterministic. Every Manistee County, MI signal traces to a public Manistee dataset (FEMA, NFIP, Census for Manistee, MI) · how insurance distress works in Manistee, MI · methodology
FAQ: Manistee County, MI insurance distress
What is the Manistee County, MI home-insurance-distress score?
Manistee, MI: 37/100 (LOW), #1,412 of 3,222, #34 in Michigan. FEMA hazard, Manistee, MI: 52/100; NFIP stress, Manistee, MI: 15/100; construction, Manistee, MI: 27/100; Manistee, MI rescores monthly.
Is Manistee County insurance distress getting better or worse (MI)?
Manistee, MI: 0 in March 2026; Manistee, MI: 42 in October 2026 (worse); Manistee, MI climate component 60; Manistee, MI NFIP claims score 15.
How many flood-insurance claims has Manistee County, MI had?
Manistee, MI: 1 NFIP claims, three years; Manistee, MI paid $0; per Manistee, MI claim $0; carriers reprice Manistee, MI against that record.
Which Manistee County ZIP codes carry the most insurance distress (MI)?
Manistee, MI, June 2026: 49614 at 0, 49619 at 0, 49625 at 0, 49626 at 0; Manistee, MI climate scores there: 35, 35, 35, 35.
Why does Manistee, MI insurance distress create sellers?
A Manistee, MI premium outruns the Manistee, MI budget; a carrier leaves Manistee, MI; Manistee, MI carrying cost passes plan; Manistee, MI owners sell while current; Manistee, MI insurance distress leads Manistee, MI foreclosure data.