Martin County, MN: Home-Insurance Distress & Forced-Sale Pressure
Martin County, MN: 27/100 (moderate) home-insurance distress; Martin, MN band LOW; Martin, MN #1,753 of 3,222 counties; Martin, MN #28 of 87 in Minnesota; raw Martin, MN 31.2; Martin, MN coverage multiplier 0.85.
FEMA hazard, Martin, MN: 52/100; Martin, MN declarations, three years: 2; Martin, MN perils: 2 flood; Martin, MN five-year count 3 (severity 4.5); Martin, MN ten-year 3; hazard-weighted, Martin, MN: 4.0.
Declared incidents on the Martin, MN record: 2024 Flood 3 (Martin, MN).
NFIP claims, Martin, MN, three years: none; Martin, MN claim-stress 0/100.
Martin, MN monthly score fell, 33 (March 2026) to 30 (October 2026); Martin, MN by month: March 33, April 33, May 30, June 30 (Martin, MN), July 36, August 36, September 27, October 30.
Martin, MN components: climate 60; Martin, MN retreat index 30; Martin, MN climate multiplier 0.85.
Construction distress, Martin, MN: 63/100 as of August 2026 (Martin, MN: 69/100 one-to-four unit, 3/100 multifamily).
Martin, MN ZIPs, June 2026 (Martin, MN, 15 highest): score 0 (Martin, MN), climate 46 (Martin, MN): 56031, 56039, 56075, 56121, Martin, MN 56127, 56171, 56176, 56181; score 0 (Martin, MN), climate 45 (Martin, MN): 56013, 56027, 56098; score 0 (Martin, MN), climate 43 (Martin, MN): 56088; score 0 (Martin, MN), climate 38 (Martin, MN): 56162; score 0 (Martin, MN), climate 36 (Martin, MN): 56160; score 0 (Martin, MN), climate 30 (Martin, MN): 56111.
DLRadar rescores Martin, MN monthly; Martin, MN readings join Martin, MN foreclosure, lien and ownership parcels (Martin, MN), so cost-squeezed Martin, MN owners surface before listing.
Inside Minnesota, Martin County ranks 28th of 87 counties for home-insurance distress at 27/100; Mcleod County (27/100) sits just above Martin County, and Murray County (27/100) sits just below Martin County.
Deterministic. Every Martin County, MN signal traces to a public Martin dataset (FEMA, NFIP, Census for Martin, MN) · how insurance distress works in Martin, MN · methodology
FAQ: Martin County, MN insurance distress
What is the Martin County, MN home-insurance-distress score?
Martin, MN: 27/100 (LOW), #1,753 of 3,222, #28 in Minnesota. FEMA hazard, Martin, MN: 52/100; NFIP stress, Martin, MN: 0/100; construction, Martin, MN: 63/100; Martin, MN rescores monthly.
Is Martin County insurance distress getting better or worse (MN)?
Martin, MN: 33 in March 2026; Martin, MN: 30 in October 2026 (better); Martin, MN climate component 60.
Which Martin County ZIP codes carry the most insurance distress (MN)?
Martin, MN, June 2026: 56031 at 0, 56039 at 0, 56075 at 0, 56121 at 0; Martin, MN climate scores there: 46, 46, 46, 46.
Why does Martin, MN insurance distress create sellers?
A Martin, MN premium outruns the Martin, MN budget; a carrier leaves Martin, MN; Martin, MN carrying cost passes plan; Martin, MN owners sell while current; Martin, MN insurance distress leads Martin, MN foreclosure data.