Sibley County, MN: Home-Insurance Distress & Forced-Sale Pressure
Sibley County, MN: 51/100 (elevated) home-insurance distress; Sibley, MN band MEDIUM; Sibley, MN #1,061 of 3,222 counties; Sibley, MN #18 of 87 in Minnesota.
FEMA hazard, Sibley, MN: 52/100; Sibley, MN declarations, three years: 2; Sibley, MN perils: 2 flood; Sibley, MN five-year count 3 (severity 4.5); Sibley, MN ten-year 3; hazard-weighted, Sibley, MN: 4.0.
Declared incidents on the Sibley, MN record: 2024 Flood 3 (Sibley, MN).
NFIP claims, Sibley, MN, three years: 1; Sibley, MN payouts $1,159; per Sibley, MN claim $1,159; Sibley, MN claim-stress 50/100.
Sibley, MN monthly score fell, 61 (March 2026) to 56 (October 2026); Sibley, MN by month: March 61, April 61, May 56, June 56 (Sibley, MN), July 64, August 64, September 53, October 56.
Sibley, MN components: climate 60, NFIP claims 50; Sibley, MN retreat index 56.
Construction distress, Sibley, MN: 30/100 as of August 2026 (Sibley, MN: 38/100 one-to-four unit, 14/100 multifamily).
Sibley, MN ZIPs, June 2026 (Sibley, MN, 16 highest): score 0 (Sibley, MN), climate 70 (Sibley, MN): 56011; score 0 (Sibley, MN), climate 58 (Sibley, MN): 55339; score 0 (Sibley, MN), climate 51 (Sibley, MN): 55312; score 0 (Sibley, MN), climate 48 (Sibley, MN): 55336, 56054; score 0 (Sibley, MN), climate 45 (Sibley, MN): 55385; score 0 (Sibley, MN), climate 42 (Sibley, MN): 55332; score 0 (Sibley, MN), climate 39 (Sibley, MN): 55314; score 0 (Sibley, MN), climate 38 (Sibley, MN): 55335; score 0 (Sibley, MN), climate 37 (Sibley, MN): 55334, 56058; score 0 (Sibley, MN), climate 35 (Sibley, MN): 55307, 55338, 55366, 55396, Sibley, MN 56044.
DLRadar rescores Sibley, MN monthly; Sibley, MN readings join Sibley, MN foreclosure, lien and ownership parcels (Sibley, MN), so cost-squeezed Sibley, MN owners surface before listing.
Inside Minnesota, Sibley County ranks 18th of 87 counties for home-insurance distress at 51/100; Carver County (52/100) sits just above Sibley County, and Houston County (37/100) sits just below Sibley County.
Deterministic. Every Sibley County, MN signal traces to a public Sibley dataset (FEMA, NFIP, Census for Sibley, MN) · how insurance distress works in Sibley, MN · methodology
FAQ: Sibley County, MN insurance distress
What is the Sibley County, MN home-insurance-distress score?
Sibley, MN: 51/100 (MEDIUM), #1,061 of 3,222, #18 in Minnesota. FEMA hazard, Sibley, MN: 52/100; NFIP stress, Sibley, MN: 50/100; construction, Sibley, MN: 30/100; Sibley, MN rescores monthly.
Is Sibley County insurance distress getting better or worse (MN)?
Sibley, MN: 61 in March 2026; Sibley, MN: 56 in October 2026 (better); Sibley, MN climate component 60; Sibley, MN NFIP claims score 50.
How many flood-insurance claims has Sibley County, MN had?
Sibley, MN: 1 NFIP claims, three years; Sibley, MN paid $1,159; per Sibley, MN claim $1,159; carriers reprice Sibley, MN against that record.
Which Sibley County ZIP codes carry the most insurance distress (MN)?
Sibley, MN, June 2026: 56011 at 0, 55339 at 0, 55312 at 0, 55336 at 0; Sibley, MN climate scores there: 70, 58, 51, 48.
Why does Sibley, MN insurance distress create sellers?
A Sibley, MN premium outruns the Sibley, MN budget; a carrier leaves Sibley, MN; Sibley, MN carrying cost passes plan; Sibley, MN owners sell while current; Sibley, MN insurance distress leads Sibley, MN foreclosure data.