Howell County, MO: Home-Insurance Distress & Forced-Sale Pressure
Howell County, MO: 74/100 (severe) home-insurance distress; Howell, MO band MEDIUM; Howell, MO #530 of 3,222 counties; Howell, MO #3 of 115 in Missouri; raw Howell, MO 79.8.
FEMA hazard, Howell, MO: 68/100; Howell, MO declarations, three years: 12; Howell, MO perils: 12 severe-storm; Howell, MO five-year count 12 (severity 22.5); Howell, MO ten-year 12; hazard-weighted, Howell, MO: 12.0.
Declared incidents on the Howell, MO record: 2025 Severe Storm 9; 2024 Severe Storm 3 (Howell, MO).
NFIP claims, Howell, MO, three years: 2; Howell, MO payouts $667,396; per Howell, MO claim $333,698; Howell, MO claim-stress 82/100.
Howell, MO monthly score fell, 87 (March 2026) to 79 (October 2026); Howell, MO by month: March 87, April 87, May 85, June 84 (Howell, MO), July 92, August 82, September 82, October 79.
Howell, MO components: climate 77, NFIP claims 82; Howell, MO retreat index 79.
Construction distress, Howell, MO: 96/100 as of August 2026 (Howell, MO: 66/100 one-to-four unit, 99/100 multifamily).
Howell, MO ZIPs, June 2026 (Howell, MO, 13 highest): score 0 (Howell, MO), climate 75 (Howell, MO): 65688, 65777, 65789; score 0 (Howell, MO), climate 73 (Howell, MO): 65788; score 0 (Howell, MO), climate 72 (Howell, MO): 65775; score 0 (Howell, MO), climate 66 (Howell, MO): 65548; score 0 (Howell, MO), climate 63 (Howell, MO): 65793; score 0 (Howell, MO), climate 57 (Howell, MO): 65692; score 0 (Howell, MO), climate 52 (Howell, MO): 65689, 65790; score 0 (Howell, MO), climate 51 (Howell, MO): 65626; score 0 (Howell, MO), climate 41 (Howell, MO): 65609; score 0 (Howell, MO), climate 31 (Howell, MO): 65637.
DLRadar rescores Howell, MO monthly; Howell, MO readings join Howell, MO foreclosure, lien and ownership parcels (Howell, MO), so cost-squeezed Howell, MO owners surface before listing.
Inside Missouri, Howell County ranks 3rd of 115 counties for home-insurance distress at 74/100; Scott County (77/100) sits just above Howell County, and Ripley County (74/100) sits just below Howell County.
Deterministic. Every Howell County, MO signal traces to a public Howell dataset (FEMA, NFIP, Census for Howell, MO) · how insurance distress works in Howell, MO · methodology
FAQ: Howell County, MO insurance distress
What is the Howell County, MO home-insurance-distress score?
Howell, MO: 74/100 (MEDIUM), #530 of 3,222, #3 in Missouri. FEMA hazard, Howell, MO: 68/100; NFIP stress, Howell, MO: 82/100; construction, Howell, MO: 96/100; Howell, MO rescores monthly.
Is Howell County insurance distress getting better or worse (MO)?
Howell, MO: 87 in March 2026; Howell, MO: 79 in October 2026 (better); Howell, MO climate component 77; Howell, MO NFIP claims score 82.
How many flood-insurance claims has Howell County, MO had?
Howell, MO: 2 NFIP claims, three years; Howell, MO paid $667,396; per Howell, MO claim $333,698; carriers reprice Howell, MO against that record.
Which Howell County ZIP codes carry the most insurance distress (MO)?
Howell, MO, June 2026: 65688 at 0, 65777 at 0, 65789 at 0, 65788 at 0; Howell, MO climate scores there: 75, 75, 75, 73.
Why does Howell, MO insurance distress create sellers?
A Howell, MO premium outruns the Howell, MO budget; a carrier leaves Howell, MO; Howell, MO carrying cost passes plan; Howell, MO owners sell while current; Howell, MO insurance distress leads Howell, MO foreclosure data.