Morgan County, MO: Home-Insurance Distress & Forced-Sale Pressure
Morgan County, MO: 27/100 (moderate) home-insurance distress; Morgan, MO band LOW; Morgan, MO #1,762 of 3,222 counties; Morgan, MO #55 of 115 in Missouri; raw Morgan, MO 31.2; Morgan, MO coverage multiplier 0.85.
FEMA hazard, Morgan, MO: 52/100; Morgan, MO declarations, three years: 4; Morgan, MO perils: 4 severe-storm; Morgan, MO five-year count 3 (severity 3.0); Morgan, MO ten-year 3; hazard-weighted, Morgan, MO: 4.0.
Declared incidents on the Morgan, MO record: 2026 Severe Storm 4; 2023 Severe Storm 2 (Morgan, MO).
NFIP claims, Morgan, MO, three years: none; Morgan, MO claim-stress 0/100.
Morgan, MO monthly score rose, 0 (March 2026) to 30 (October 2026); Morgan, MO by month: March 0, April 0, May 0, June 0 (Morgan, MO), July 0, August 21, September 27, October 30.
Morgan, MO components: climate 60; Morgan, MO retreat index 30; Morgan, MO climate multiplier 0.85.
Construction distress, Morgan, MO: 19/100 as of August 2026 (Morgan, MO: 34/100 one-to-four unit, 3/100 multifamily).
Morgan, MO ZIPs, June 2026 (Morgan, MO, 15 highest): score 0 (Morgan, MO), climate 87 (Morgan, MO): 65079; score 0 (Morgan, MO), climate 72 (Morgan, MO): 65037; score 0 (Morgan, MO), climate 69 (Morgan, MO): 65078, 65084, 65329; score 0 (Morgan, MO), climate 68 (Morgan, MO): 65072; score 0 (Morgan, MO), climate 65 (Morgan, MO): 65011; score 0 (Morgan, MO), climate 64 (Morgan, MO): 65350, 65354; score 0 (Morgan, MO), climate 63 (Morgan, MO): 65345; score 0 (Morgan, MO), climate 61 (Morgan, MO): 65325; score 0 (Morgan, MO), climate 60 (Morgan, MO): 65034; score 0 (Morgan, MO), climate 56 (Morgan, MO): 65026; score 0 (Morgan, MO), climate 42 (Morgan, MO): 65348; score 0 (Morgan, MO), climate 35 (Morgan, MO): 65081.
DLRadar rescores Morgan, MO monthly; Morgan, MO readings join Morgan, MO foreclosure, lien and ownership parcels (Morgan, MO), so cost-squeezed Morgan, MO owners surface before listing.
Inside Missouri, Morgan County ranks 55th of 115 counties for home-insurance distress at 27/100; Dade County (27/100) sits just above Morgan County, and Wright County (27/100) sits just below Morgan County.
Deterministic. Every Morgan County, MO signal traces to a public Morgan dataset (FEMA, NFIP, Census for Morgan, MO) · how insurance distress works in Morgan, MO · methodology
FAQ: Morgan County, MO insurance distress
What is the Morgan County, MO home-insurance-distress score?
Morgan, MO: 27/100 (LOW), #1,762 of 3,222, #55 in Missouri. FEMA hazard, Morgan, MO: 52/100; NFIP stress, Morgan, MO: 0/100; construction, Morgan, MO: 19/100; Morgan, MO rescores monthly.
Is Morgan County insurance distress getting better or worse (MO)?
Morgan, MO: 0 in March 2026; Morgan, MO: 30 in October 2026 (worse); Morgan, MO climate component 60.
Which Morgan County ZIP codes carry the most insurance distress (MO)?
Morgan, MO, June 2026: 65079 at 0, 65037 at 0, 65078 at 0, 65084 at 0; Morgan, MO climate scores there: 87, 72, 69, 69.
Why does Morgan, MO insurance distress create sellers?
A Morgan, MO premium outruns the Morgan, MO budget; a carrier leaves Morgan, MO; Morgan, MO carrying cost passes plan; Morgan, MO owners sell while current; Morgan, MO insurance distress leads Morgan, MO foreclosure data.